Placer County property record for 906 Cactus Ct, Rocklin, CA 95765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,700 sqft · built 2020 |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (Jul 2020) |
| Tax Bill | $10,606 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 489-400-043-000 |
| Primary APN | 489-400-043-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,700 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 906 CACTUS CT |
|---|---|
| City | ROCKLIN |
| State | CA |
| Zip | 95765-5759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 94 WHITNEY RANCH PH III MOR EE 17 |
| Legal Subdivision | WHITNEY RANCH |
| Legal Lot Number | 94 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 21323 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 906 CACTUS CT, ROCKLIN, CA 95765-5759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 3, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 29, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANPAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2020 · Amount on Record |
| Deed Sale | Jul 29, 2020 · Amount on Record |
| Prior Sale | May 30, 2019 · Amount on Record |
| Deed Document Number | 202078177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 906 CACTUS CT, ROCKLIN, CA 95765-5759 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 906 CACTUS CT, ROCKLIN, CA 95765-5759 |
| Document Number | 0000061732 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 2023-0061732 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 906 CACTUS CT, ROCKLIN, CA 95765-5759 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 906 CACTUS CT, ROCKLIN, CA 95765-5759 |
| Document Number | 0000010149 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 2023-0010149 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jul 29, 2020 |
| Property Address | 906 CACTUS CT, ROCKLIN, CA 95765-5759 |
| Document Number | 0000078177 |
| Map Reference | MB EE PG 17 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 2020-0078177 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 906 CACTUS CT, ROCKLIN, CA 95765-5759 |
| Document Number | 0000078178 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020-0078178 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Rocklin City |
| Unified School District | Rocklin Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $695,555 (+2%) Land $248,416 Building $447,139 | |
| 2025 | $10,606.00 (+2.88%) Homeowner's exemption | $681,918 (+4.04%) Land $243,546 Building $438,372 |
| 2023 | $10,309.00 (+2.27%) Homeowner's exemption | $655,440 Land $234,090 Building $421,350 |
| 2022 | $10,080.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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