903 Cactus Ct, Rocklin, CA 95765 Property Records

Placer County property record for 903 Cactus Ct, Rocklin, CA 95765

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,540 sqft · built 2019
Owner2 Trust Names on File
Last Sale$610,000 (Mar 2020)
Tax Bill$10,283 (2025)
Deeds & MortgagesDec 2020 Mortgage
Sep 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN489-400-038-000

Property Details

APN / Parcel Number

Primary APN489-400-038-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,540 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeWood
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address903 CACTUS CT
CityROCKLIN
StateCA
Zip95765-5759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 89 WHITNEY RANCH PH III MOR EE 17
Legal SubdivisionWHITNEY RANCH
Legal Lot Number89
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group4
Census Block4000
Census Tract21323

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address903 CACTUS CT, ROCKLIN, CA 95765-5759
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 25, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 23, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
LOANPAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2020 · Amount on File
Deed SaleMar 23, 2020 · Amount on File
Prior SaleMay 30, 2019 · Amount on File
Deed Document Number202025927
Last Transfer DateSep 11, 2020
Transfer Doc0000106634
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address903 CACTUS CT, ROCKLIN, CA 95765-5759
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 CACTUS CT, ROCKLIN, CA 95765-5759

Mortgage

Document Number0000147670
DateDec 16, 2020
Instrument2020-0147670
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPLACER CA
Recording DateSep 25, 2020
Property Address903 CACTUS CT, ROCKLIN, CA 95765-5759
Document Number0000106634
Instrument DateSep 11, 2020
Instrument106634
Transaction TypeTransfer
Record UpdatedOct 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address903 CACTUS CT ROCKLIN CA 957655759, ROCKLIN, CA 95765-5759

March 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateMar 23, 2020
Property Address903 CACTUS CT, ROCKLIN, CA 95765-5759
Document Number0000025927
Map ReferenceMB EE PG 17
Instrument DateMar 13, 2020
Instrument2020-0025927
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 21, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address903 CACTUS CT, ROCKLIN, CA 95765-5759

Mortgage

Document Number0000025928
DateMar 23, 2020
Instrument2020-0025928
Lender
NameLOANPAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityRocklin City
Unified School DistrictRocklin Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$688,227 (+5.53%) Land $198,733 Building $489,494
2025$10,283.00 (+2.9%) Homeowner's exemption$652,185 (+4.04%) Land $194,837 Building $457,348
2023$9,993.00 (+2.25%) Homeowner's exemption$626,862 Land $187,272 Building $439,590
2022$9,773.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLACER CWA - FOOTHILL
serves 93,417 people · EPA ID CA3110025
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20

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