832 State St, Osage, IA 50461 Property Records

Mitchell County property record for 832 State St, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,894 sqft · built 1881
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Feb 2022)
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1025105005`

Property Details

APN / Parcel Number

Primary APN	`1025105005`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,894 sqft Living Area
1st Floor Area	1,155 sqft
Basement Area	1,540 sqft
Unfinished Basement	1,540 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	111 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	832 STATE ST
City	OSAGE
State	IA
Zip	50461-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 2 BLK 170
Legal Subdivision	OSAGE
Legal Block	170
Legal Lot Number	1,2
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	1
Census Block	1032
Census Tract	560300

Owner

832 State St is owned and occupied by an individual who acquired it in December 2024.

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	832 STATE ST, OSAGE, IA 50461-1455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2022 · Amount on File
Deed Sale	Feb 10, 2022 · Amount on File
Deed Document Number	2022264
Deed Book / Page	2022 / 264
Last Transfer Date	Dec 10, 2024
Transfer Doc	02024/1998
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Feb 10, 2022
Property Address	832 STATE ST, OSAGE, IA 50461-1455
Document Number	002022/264
Book / Page	2022 / 264
Map Reference	DOC 2015-2039
Instrument Date	Nov 30, 2015
Instrument	2022 264
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	832 STATE ST, OSAGE, IA 50461-1455

Mortgage

Document Number	0002022265
Date	Feb 10, 2022
Instrument	2022 265

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 832 State St was $1,664 with a homeowner's exemption, down 46.8% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,664.00 (-46.82%) Homeowner's exemption	$115,930 Land $19,640 Building $96,290	$115,930 Land $19,640 Building $96,290
2024	$3,129.00
2023		$108,620 (+25.57%) Land $19,640 Building $88,980	$108,620 Land $19,640 Building $88,980
2022	$1,466.00 Homeowner's exemption	$86,500 Land $19,640 Building $66,860
2021			$86,500 Land $19,640 Building $66,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 832 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 832 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Osage Municipal Utilities Cable	500 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20