908 Oak St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 908 Oak St, Ludlow, KY 41016 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1930
Square Footage1,968 sqft Finished Area
Lot Size11,238 sqft (0.258 acres)
Last Sale$175,000 (2007)
Tax Bill$2,052.00 (2025)

Property Details

APN / Parcel Number

Primary APN026-41-01-005.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,968 sqft Finished Area
Gross Area2,238 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area11,238 sqft (0.258 acres)
Depth X Width88 ft x 63 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address908 OAK ST
CityLUDLOW
StateKY
Zip41016-3301
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOLLINS PT LOTS 141-142 63'X 88' IRREG NS SHELBY 0.258 ACS
Legal SubdivisionCOLLINS
Legal Lot Number141,14
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup5
Census Block5004
Census Tract66900

Owner

Source: Kenton County records · APN 026-41-01-005.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5201 BELLE DR, INDEPENDENCE, KY 41051-9366
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2007 · Amount on Record
Deed SaleMay 22, 2007 · Amount on Record
Deed Doc Number200705 22 059 00084
Deed Book / Page3392 / 44
Last Transfer DateMar 30, 2013
Transfer Doc0000000267
Record RefreshedSep 20, 2026

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBromley City
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,052.00 (-6.73%)$147,000 (-) Land $12,000 Building $135,000$147,000 (-) Land $12,000 Building $135,000
2023$2,200.00$147,000 Land $12,000 Building $135,000$147,000 Land $12,000 Building $135,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Oak St

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