Kenton County property record for 863 Oak St, Ludlow, KY 41016
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Company Name on File |
| Last Sale | $92,000 (Dec 2005) |
| Tax Bill | $130 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 026-41-08-002.00 |
| Primary APN | 026-41-08-002.00 |
|---|
| Lot Area | 15,246 sqft (0.35 acres) |
|---|
| Sewer | Connected |
|---|
| Street Address | 863 OAK ST |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1370 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | WEAVER LOT 259 & PT LOT 258 2ND ADDN S 20' 258 ALL LOT 259 0.35 ACS SES OAK ST AT |
| Legal Subdivision | WEAVER J J |
| Legal Phase | 2 |
| Legal Tract | A |
| Legal Lot Number | 259,258 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 66900 |
863 Oak St, vacant land, is owned by a company that acquired it in December 2012.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 56 ORPHANAGE RD, FT MITCHELL, KY 41017-3128 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2005 · Amount on File |
| Deed Sale | Dec 29, 2005 · Amount on File |
| Deed Document Number | 200512 29 059 00151 |
| Deed Book / Page | 2872 / 84 |
| Last Transfer Date | Dec 7, 2012 |
| Transfer Doc | 0005900269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 25, 2026 |
| Property Address | 863 OAK ST, LUDLOW, KY 41016-1370 |
| Document Number | 0000019425 |
| Book / Page | 487 / 263 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202619425 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | AMERICAN HOMELAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 56 ORPHANAGE RD, FT MITCHELL, KY 41017-3128 |
| Document Number | 0000019426, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 2026082519426 |
| Name | HARMAC LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 18, 2027 |
| Rate Type | Balloon |
|---|---|
| Initial Type | Balloon |
| Max Rate | -1% |
The 2025 property tax bill for 863 Oak St was $130.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,000 (+5%) Land $15,000 | $15,000 (+5%) Land $15,000 | |
| 2025 | $130.00 | $10,000 Land $10,000 | $10,000 Land $10,000 |
| 2023 | $128.00 | $10,000 Land $10,000 | $10,000 Land $10,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 863 Oak St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 863 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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