856 Oak St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 856 Oak St, Ludlow, KY 41016 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1890
Square Footage1,044 sqft Finished Area
Lot Size4,356 sqft (0.1 acres)
GarageDetached
Tax Bill$1,110.00 (2025)

Property Details

APN / Parcel Number

Primary APN026-41-07-012.00

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area1,044 sqft Finished Area
Gross Area1,432 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1890
Exterior MaterialBrick Exterior
Foundation TypeStone Foundation
Roof MaterialComposition Shingle Roof
Lot Area4,356 sqft (0.1 acres)
Depth X Width128 ft x 35 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0264107012.00
Street Address856 OAK ST
CityLUDLOW
StateKY
Zip41016-1352
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLUDLOW LAGOON LOT 58 & E 10' LOT 59
Legal SubdivisionLUDLOW LAGOON LAND
Legal Lot Number58,59
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup4
Census Block4026
Census Tract66900

Owner

Source: Kenton County records · APN 026-41-07-012.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1628 EUCLID AVE, COVINGTON, KY 41014-1020
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateAug 10, 2017
Transfer Doc0000000194
Record RefreshedJun 08, 2026

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateAug 10, 2017
Property Address856 OAK ST, LUDLOW, KY 41016-1352
Document Number0000000194
Book / Page006222 / 000154
Instrument DateJul 22, 2017
Instrument194
Transaction TypeTransfer
Record UpdatedAug 21, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1628 EUCLID AVE COVINGTON KY 410141020, COVINGTON, KY 41014-1020

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,110.00 (+1.56%)$85,000 (-) Land $10,000 Building $75,000$85,000 (-) Land $10,000 Building $75,000
2023$1,093.00$85,000 Land $10,000 Building $75,000$85,000 Land $10,000 Building $75,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Oak St

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