Kenton County property record for 860 Oak St, Ludlow, KY 41016 · Last verified December 2025
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1925 |
| Square Footage | 2,694 sqft Finished Area |
| Lot Size | 4,000 sqft (0.091 acres) |
| Tax Bill | $1,776.00 (2025) |
| Primary APN | 026-41-07-013.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,694 sqft Finished Area |
| Gross Area | 2,958 sqft Gross Area |
| Stories | 3 Stories |
| Year Built | Built 1925 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,000 sqft (0.091 acres) |
| Depth X Width | 100 ft x 40 ft Depth x Width |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0264107013.00 |
|---|---|
| Street Address | 860 OAK ST |
| City | LUDLOW |
| State | KY |
| Zip | 41016-1352 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | LUDLOW LAGOON PT LOTS 59-60 40'X 100' NWC OAK & LAGOON |
| Legal Subdivision | LUDLOW LAGOON LAND |
| Legal Lot Number | 59,60 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 4 |
| Census Block | 4026 |
| Census Tract | 66900 |
Source: Kenton County records · APN 026-41-07-013.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 366 E FROGTOWN RD, WALTON, KY 41094-8303 |
| Owner Type | Owner is a Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2005 |
| Deed Sale | Sep 20, 2005 |
| Prior Sale | Jan 30, 1996 · Amount on Record |
| Deed Doc Number | 0002758100 |
| Record Refreshed | Jun 08, 2026 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,776.00 (+1.49%) | $136,000 (-) Land $10,000 Building $126,000 | $136,000 (-) Land $10,000 Building $126,000 |
| 2023 | $1,750.00 | $136,000 Land $10,000 Building $126,000 | $136,000 Land $10,000 Building $126,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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