Effingham County property record for 908 High Bluff Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,626 sqft · built 1985 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,500 (Apr 2011) |
| Tax Bill | $1,417 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0471A-028-000 |
| Primary APN | 0471A-028-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,626 sqft Heated Area |
| Attic Area | 1,251 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 624 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 1,311 sqft |
| Patio Area | 1,311 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20608 |
|---|---|
| Old Parcel Number | 0471A028 |
| Street Address | 908 HIGH BLUFF RD |
| City | RINCON |
| State | GA |
| Zip | 31326-3608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | .48 AC LOT 28 & 29 BLK B |
| Legal Subdivision | HIGH BLUFF |
| Legal Block | B |
| Legal Lot Number | 28-29 29 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30303 |
Source: Effingham County records · APN 0471A-028-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 908 HIGH BLUFF RD, RINCON, GA 31326-3608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2011 · Amount on Record |
| Deed Sale | Apr 12, 2011 · Amount on Record |
| Prior Sale | Apr 12, 2011 |
| Deed Document Number | 051-2011-000679 |
| Deed Book / Page | 2009 / 025 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 908 HIGH BLUFF RD, RINCON, GA 31326-3608 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 908 HIGH BLUFF RD, RINCON, GA 31326-3608 |
| Document Number | 0000002683/0000000577 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 0000002683/0000000577 |
| Instrument | 004955 |
| Name | AMERISAVE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,417.00 (+11.75%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $75,832 (+11.95%) Land $11,388 Building $64,444 | $189,580 (+11.95%) Land $28,469 Building $161,111 |
| 2024 | $1,268.00 (+4.88%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $67,738 (+28.16%) Land $11,388 Building $56,350 | $169,345 (+28.16%) Land $28,469 Building $140,876 |
| 2022 | $1,209.00 Homeowner's exemption | $52,855 Land $7,117 Building $45,738 | $132,137 Land $17,793 Building $114,344 |
Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Uniti Group DSL | 200 / 20 |
Based on FCC filings for 70 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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