Effingham County property record for 818 High Bluff Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,184 sqft · built 1985 |
| Lot Size | 1.59 acres (69,260 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jul 2020) |
| Tax Bill | $2,809 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0471A-004-B00 |
| Primary APN | 0471A-004-B00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,184 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 69,260 sqft (1.59 acres) |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 458 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Gazebo | Gazebo |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20577 |
|---|---|
| Street Address | 818 HIGH BLUFF RD |
| City | RINCON |
| State | GA |
| Zip | 31326-3607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 1.59 AC LOT 4 SECT II |
| Legal Subdivision | TOMMY LONG ESTATE |
| Legal Lot Number | 4 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30303 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 818 HIGH BLUFF RD, RINCON, GA 31326-3607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 22, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERIS BANK |
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jul 10, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on Record |
| Deed Sale | Jul 10, 2020 · Amount on Record |
| Prior Sale | Feb 16, 1993 |
| Deed Document Number | 20201851 |
| Deed Book / Page | 2608 / 377 |
| Prior Transfer Date | Oct 31, 2014 |
| Prior Transfer Doc | 002269/516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 818 HIGH BLUFF RD, RINCON, GA 31326-3607 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002460/861 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 2460/861 |
| Instrument | 003032 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 818 HIGH BLUFF RD, RINCON, GA 31326-3607 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 818 HIGH BLUFF RD, RINCON, GA 31326-3607 |
| Document Number | 0000002608/0000000379 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 0000002608/0000000379 |
| Instrument | 007157 |
| Name | AMERIS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 818 HIGH BLUFF RD, RINCON, GA 31326-3607 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 818 HIGH BLUFF RD, RINCON, GA 31326-3607 |
| Document Number | 0000002734/0000000212 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 0000002734/0000000212 |
| Instrument | 012712 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 10, 2020 |
| Property Address | 818 HIGH BLUFF RD, RINCON, GA 31326-3607 |
| Document Number | 002608/377 |
| Book / Page | 2608 / 377 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 2020-001851 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 818 HIGH BLUFF RD, RINCON, GA 31326-3607 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,074 (-) Land $25,169 Building $61,905 | $217,684 (-) Land $62,922 Building $154,762 | |
| 2025 | $2,809.00 (+9.26%) Homeowner's exemption | $87,074 (+1.46%) Land $25,169 Building $61,905 | $217,684 (+1.46%) Land $62,922 Building $154,762 |
| 2024 | $2,571.00 (+7.04%) Homeowner's exemption | $85,822 (+15.77%) Land $25,169 Building $60,653 | $214,555 (+15.77%) Land $62,922 Building $151,633 |
| 2022 | $2,402.00 Homeowner's exemption | $74,133 Land $16,310 Building $57,823 | $185,331 Land $40,774 Building $144,557 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures