908 Gavin Pass, Hudson, WI 54016 Property Records

St. Croix County property record for 908 Gavin Pass, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,294 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Aug 2026)
Tax Bill	$7,926 (2026)
Deeds & Mortgages	Aug 2026 Sale Jul 2026 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`020-1487-05-000`

Property Details

APN / Parcel Number

Primary APN	`020-1487-05-000`
Alternative APN	`14.29.19.3096`

Exterior

Lot Area	87,294 sqft (2 acres)

Location & Zoning

Street Address	908 GAVIN PASS
City	HUDSON
State	WI
Zip	54016-8372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 14 T29N R19W PT SE SE COUNTY PLAT HUNTER HILLS ESTATES LOT 5
Legal Range	19W
Legal Township	29N
Legal Section	14
Legal Subdivision	HUNTER HILLS ESTATES
Legal Lot Number	5
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2000
Census Tract	120202

Owner

908 Gavin Pass is owned and occupied by two individuals who bought it in August 2026.

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	908 GAVIN PASS, HUDSON, WI 54016-8372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer BURNET TITLE LLC, BURNET TITLE
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit LAKE ELMO BANK
Mar 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage WEST SIDE CAPITAL LLC
Jul 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage HIAWATHA NATIONAL BANK
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit LAKE ELMO BANK
Aug 7, 2024	Deed of Trust, Mortgage · Line of Credit LAKE ELMO BANK
May 4, 2023	Warranty Deed, Subdivision Related Transfer
Apr 1, 2020	Deed of Trust, Mortgage · Commercial Mortgage LAKE ELMO BANK
Jul 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage LAKE ELMO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	May 4, 2023 · Amount on File
Deed Document Number	20261212259
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Aug 31, 2026
Property Address	908 GAVIN PASS, HUDSON, WI 54016-8372
Document Number	0001212259
Instrument Date	Aug 28, 2026
Instrument	20261212259
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	BURNET TITLE LLC, BURNET TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	908 GAVIN PASS, HUDSON, WI 54016-8372

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Recording Date	Jul 27, 2026
Property Address	908 GAVIN PASS, HUDSON, WI 54016-8372
Document Number	0001210654
Instrument Date	Jul 21, 2026
Instrument	20261210654
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 GAVIN PASS, HUDSON, WI 54016-8372

Mortgage

Document Number	0001210654,
Date	Jul 27, 2026
Instrument	20261210654

Lender

Name	LAKE ELMO BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 21, 2036

Interest

Rate	6.49%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	908 GAVIN PASS, HUDSON, WI 54016-8372
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001149394
Date	Mar 3, 2022
Instrument	1149394

Lender

Name	WEST SIDE CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	908 GAVIN PASS, HUDSON, WI 54016-8372
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001156681
Date	Jul 29, 2022
Instrument	1156681

Lender

Name	HIAWATHA NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	908 GAVIN PASS, HUDSON, WI 54016-8372
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001169032
Date	Jul 18, 2023
Instrument	1169032

Lender

Name	LAKE ELMO BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	372 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	11.7%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	908 GAVIN PASS, HUDSON, WI 54016-8372
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001182064
Date	Aug 7, 2024
Instrument	1182064

Lender

Name	LAKE ELMO BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 24, 2034

Interest

Rate Type	Adjustable Rate

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	May 4, 2023
Property Address	908 GAVIN PASS, HUDSON, WI 54016-8372
Document Number	0001166432
Instrument Date	May 3, 2023
Instrument	1166432
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	908 GAVIN PASS, HUDSON, WI 54016-8372
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001099642
Date	Apr 1, 2020
Instrument	1099642

Lender

Name	LAKE ELMO BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Mar 30, 2022

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	908 GAVIN PASS, HUDSON, WI 54016-8372
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001108096
Date	Jul 28, 2020
Instrument	1108096

Lender

Name	LAKE ELMO BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 27, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 908 Gavin Pass was $7,926.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,926.00
2025	$7,926.00	$725,500 Land $130,000 Building $595,500	$725,500 Land $130,000 Building $595,500
2023	$1,356.00	$130,000 Land $130,000	$130,000 Land $130,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 908 Gavin Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 Gavin Pass is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Midco Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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