895 Gavin Pass, Hudson, WI 54016 Property Records

St. Croix County property record for 895 Gavin Pass, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	2.91 acres (126,760 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Dec 2022)
Tax Bill	$6,744 (2026)
Deeds & Mortgages	Dec 2022 Sale & Line of Credit Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-1487-13-000`

Property Details

APN / Parcel Number

Primary APN	`020-1487-13-000`
Alternative APN	`23.29.19.3104`

Exterior

Lot Area	126,760 sqft (2.91 acres)

Location & Zoning

Street Address	895 GAVIN PASS
City	HUDSON
State	WI
Zip	54016-8374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 23 T29N R19W PT NE NE COUNTY PLAT HUNTER HILLS ESTATES LOT 13
Legal Range	19W
Legal Township	29N
Legal Section	14
Legal Subdivision	HUNTER HILLS ESTATES
Legal Lot Number	13
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2000
Census Tract	120202

Owner

895 Gavin Pass is owned and occupied by two individuals who bought it in December 2022.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	895 GAVIN PASS, HUDSON, WI 54016-8374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Warranty Deed, Subdivision Related Transfer · Line of Credit US BANK NA
Nov 15, 2021	Quit Claim Deed, Transfer · Commercial Mortgage AMERICAN LAND & CAPITAL LLC
Jul 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage LAKE ELMO BANK
Mar 30, 2020	Deed of Trust, Mortgage · Line of Credit LAKE ELMO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Deed Document Number	20221162083
Prior Transfer Date	Nov 10, 2021
Prior Transfer Doc	0001143207
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Dec 13, 2022
Property Address	895 GAVIN PASS, HUDSON, WI 54016-8374
Document Number	0001162083
Instrument Date	Dec 12, 2022
Instrument	1162083
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2026
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0001162084
Date	Dec 13, 2022
Instrument	1162084

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2043

Interest

Rate Type	Fixed Rate

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CROIX WI
Recording Date	Nov 15, 2021
Property Address	895 GAVIN PASS, HUDSON, WI 54016-8374
Document Number	0001143207
Instrument Date	Nov 10, 2021
Instrument	1143207
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001143208
Date	Nov 15, 2021
Instrument	1143208

Lender

Name	AMERICAN LAND & CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	895 GAVIN PASS, HUDSON, WI 54016-8374
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001108096
Date	Jul 28, 2020
Instrument	1108096

Lender

Name	LAKE ELMO BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 27, 2023

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	895 GAVIN PASS, HUDSON, WI 54016-8374
Document Number	0001099642
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1433 CERNOHOUSE AVE NEW RICHMOND WI 540176684, NEW RICHMOND, WI 54017-6684

Mortgage

Document Number	0001099642
Date	Apr 1, 2020
Instrument	1099642

Lender

Name	LAKE ELMO BK
Type	Bank
Address	LAKE ELMO, MN 55042-0857

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Mar 31, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 895 Gavin Pass was $6,744 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,744.00 Homeowner's exemption
2025	$6,744.00 Homeowner's exemption	$638,400 Land $138,200 Building $500,200	$638,400 Land $138,200 Building $500,200
2023	$5,863.00 Homeowner's exemption	$595,300 Land $138,200 Building $457,100	$595,300 Land $138,200 Building $457,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 895 Gavin Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 895 Gavin Pass is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Midco Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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