892 Gavin Pass, Hudson, WI 54016 Property Records

St. Croix County property record for 892 Gavin Pass, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	2.37 acres (103,237 sqft)
Owner	Individual Name on Record
Last Sale	$439,500 (Jan 2021)
Tax Bill	$5,862 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-1487-17-000`

Property Details

APN / Parcel Number

Primary APN	`020-1487-17-000`
Alternative APN	`23.29.19.3108`

Exterior

Lot Area	103,237 sqft (2.37 acres)

Location & Zoning

Street Address	892 GAVIN PASS
City	HUDSON
State	WI
Zip	54016-8374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 23 T29N R19W PT NW NE & NE NE COUNTY PLAT HUNTER HILLS ESTATES LOT 17
Legal Range	19W
Legal Township	29N
Legal Section	23
Legal Subdivision	HUNTER HILLS ESTATES
Legal Lot Number	17
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2000
Census Tract	120202

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	892 GAVIN PASS, HUDSON, WI 54016-8374
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage LAKE ELMO BANK
Jan 20, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HIWAY FCU
Sep 14, 2020	Warranty Deed, Construction Loan · Commercial Mortgage AMERICAN LAND & CAPITAL LLC
Mar 30, 2020	Deed of Trust, Mortgage · Line of Credit LAKE ELMO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	20211121393
Last Transfer Date	Feb 19, 2026
Transfer Doc	0001204712
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	892 GAVIN PASS, HUDSON, WI 54016-8374
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001108096
Date	Jul 28, 2020
Instrument	1108096

Lender

Name	LAKE ELMO BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 27, 2023

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jan 20, 2021
Property Address	892 GAVIN PASS, HUDSON, WI 54016-8374
Document Number	0001121393
Instrument Date	Jan 15, 2021
Instrument	1121393
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 14, 2022
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,318.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001121394
Date	Jan 20, 2021
Instrument	1121394

Lender

Name	HIWAY FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Sep 14, 2020
Property Address	892 GAVIN PASS, HUDSON, WI 54016-8374
Document Number	0001111554
Instrument Date	Sep 10, 2020
Instrument	1111554
Transaction Type	Construction Loan
Record Updated	Jul 14, 2022
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001111555
Date	Sep 14, 2020
Instrument	1111555

Lender

Name	AMERICAN LAND & CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	892 GAVIN PASS, HUDSON, WI 54016-8374
Document Number	0001099642
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1433 CERNOHOUSE AVE NEW RICHMOND WI 540176684, NEW RICHMOND, WI 54017-6684

Mortgage

Document Number	0001099642
Date	Apr 1, 2020
Instrument	1099642

Lender

Name	LAKE ELMO BK
Type	Bank
Address	LAKE ELMO, MN 55042-0857

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Mar 31, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,862.00 (+0.02%) Homeowner's exemption
2025	$5,861.00 (+1.86%) Homeowner's exemption	$558,400 (-) Land $133,300 Building $425,100	$558,400 (-) Land $133,300 Building $425,100
2023	$5,754.00	$558,400 Land $133,300 Building $425,100	$558,400 Land $133,300 Building $425,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Midco Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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