905 Gavin Pass, Hudson, WI 54016 Property Records

St. Croix County property record for 905 Gavin Pass, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	2.95 acres (128,589 sqft)
Owner	Individual Name on File
Last Sale	$755,000 (Jun 2026)
Tax Bill	$7,605 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`020-1487-11-000`

Property Details

APN / Parcel Number

Primary APN	`020-1487-11-000`
Alternative APN	`14.29.19.3102`

Exterior

Lot Area	128,589 sqft (2.95 acres)

Location & Zoning

Street Address	905 GAVIN PASS
City	HUDSON
State	WI
Zip	54016-8372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 14 T29N R19W PT SE SE COUNTY PLAT HUNTER HILLS ESTATES LOT 11
Legal Range	19W
Legal Township	29N
Legal Section	14
Legal Subdivision	HUNTER HILLS ESTATES
Legal Lot Number	11
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2000
Census Tract	120202

Owner

905 Gavin Pass is owned and occupied by an individual who bought it in June 2026.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	905 GAVIN PASS, HUDSON, WI 54016-8372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit ROYAL CREDIT UNION
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit ROYAL CREDIT UNION
Aug 29, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROYAL CU
Mar 10, 2022	Quit Claim Deed, Transfer · Commercial Mortgage LAKE ELMO BANK
Jul 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage LAKE ELMO BANK
Mar 30, 2020	Deed of Trust, Mortgage · Line of Credit LAKE ELMO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Aug 29, 2022 · Amount on File
Deed Document Number	20261208960
Prior Transfer Date	Mar 8, 2022
Prior Transfer Doc	0001149735
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jun 18, 2026
Property Address	905 GAVIN PASS, HUDSON, WI 54016-8372
Document Number	0001208960
Instrument Date	Jun 15, 2026
Instrument	20261208960
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	BURNET TITLE LLC, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 GAVIN PASS, HUDSON, WI 54016-8372

Mortgage

Document Number	0001208960,
Date	Jun 18, 2026
Instrument	20261208960

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Recording Date	Apr 3, 2026
Property Address	905 GAVIN PASS, HUDSON, WI 54016-8372
Document Number	0001205572
Instrument Date	Mar 30, 2026
Instrument	20261205572
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 GAVIN PASS, HUDSON, WI 54016-8372

Mortgage

Document Number	0001205572,
Date	Apr 3, 2026
Instrument	20261205572

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Recording Date	Apr 3, 2026
Property Address	905 GAVIN PASS, HUDSON, WI 54016-8372
Document Number	0001205572
Instrument Date	Mar 30, 2026
Instrument	20261205572
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 GAVIN PASS, HUDSON, WI 54016-8372

Mortgage

Document Number	0001205572,
Date	Apr 3, 2026
Instrument	20261205572

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2056

Interest

Rate	5.98%
Max Rate	-1%

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Aug 29, 2022
Property Address	905 GAVIN PASS, HUDSON, WI 54016-8372
Document Number	0001158063
Instrument Date	Aug 26, 2022
Instrument	1158063
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2026
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0001158064
Date	Aug 29, 2022
Instrument	1158064

Lender

Name	ROYAL CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CROIX WI
Recording Date	Mar 10, 2022
Property Address	905 GAVIN PASS, HUDSON, WI 54016-8372
Document Number	0001149735
Instrument Date	Mar 8, 2022
Instrument	1149735
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	BV ABSTRACT AND TITLE, ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001149736
Date	Mar 10, 2022
Instrument	1149736

Lender

Name	LAKE ELMO BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	905 GAVIN PASS, HUDSON, WI 54016-8372
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001108096
Date	Jul 28, 2020
Instrument	1108096

Lender

Name	LAKE ELMO BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 27, 2023

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	905 GAVIN PASS, HUDSON, WI 54016-8372
Document Number	0001099642
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1433 CERNOHOUSE AVE NEW RICHMOND WI 540176684, NEW RICHMOND, WI 54017-6684

Mortgage

Document Number	0001099642
Date	Apr 1, 2020
Instrument	1099642

Lender

Name	LAKE ELMO BK
Type	Bank
Address	LAKE ELMO, MN 55042-0857

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Mar 31, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 905 Gavin Pass was $7,605.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,605.00
2025	$7,605.00	$696,400 Land $138,600 Building $557,800	$696,400 Land $138,600 Building $557,800
2023	$7,194.00	$696,400 Land $138,600 Building $557,800	$696,400 Land $138,600 Building $557,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Gavin Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Gavin Pass is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Midco Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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