904 Eugene Dr, Havre De Grace, MD 21078 Property Records

Harford County property record for 904 Eugene Dr, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,492 sqft · built 1955
Lot Size	0.634 acres (27,600 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Sep 2021)
Tax Bill	$3,263 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-027830`

Property Details

APN / Parcel Number

Primary APN	`06-027830`
Alternative APNs	`6027830` `027830`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,492 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	27,600 sqft (0.634 acres)
Garage Type	Detached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	027830
Street Address	904 EUGENE DR
City	HAVRE DE GRACE
State	MD
Zip	21078-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 79 27600 SF 904 EUGENE DRIVE MEADOWVALE S2 P 4/100
Legal Subdivision	MEADOWVALE
Legal Block	C
Legal Lot Number	79
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	1
Census Block	1014
Census Tract	306400

Owner

Source: Harford County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	904 EUGENE DR, HAVRE DE GRACE, MD 21078-2330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Sep 24, 2021	Deed, Transfer · FHA Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Jun 9, 2015 · Amount on Record
Deed Book / Page	15052 / 78
Prior Transfer Date	Mar 17, 2010
Prior Transfer Doc	0085680498
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	904 EUGENE DR, HAVRE DE GRACE, MD 21078-2330
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146540362
Date	Apr 12, 2021
Book Page	14654/362

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92619

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 24, 2021
Property Address	904 EUGENE DR, HAVRE DE GRACE, MD 21078-2330
Document Number	0150520078
Book / Page	15052 / 78
Map Reference	MB GCB 4 FO 100
Instrument Date	Sep 1, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 EUGENE DR, HAVRE DE GRACE, MD 21078-2330

Mortgage

Document Number	0001505285
Date	Sep 24, 2021
Instrument	15052/85

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,263.00 (+30.26%) Homeowner's exemption	$342,333 (+7.9%)	$367,400 (-) Land $74,700 Building $292,700
2025	$2,505.00 (+11.53%) Homeowner's exemption	$317,267 (+20.21%)	$367,400 (+25.74%) Land $74,700 Building $292,700
2023		$263,933	$292,200 Land $70,800 Building $221,400
2022	$2,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
IQ Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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