908 12th St N, Fargo, ND 58102 Property Records

Cass County property record for 908 12th St N, Fargo, ND 58102

Property Summary

Property TypeSingle Family Home
Details986 sqft · built 1908
Lot Size0.124 acres (5,400 sqft)
Owner2 Individual Names on File
Last Sale$55,000 (Sep 2023)
Tax Bill$1,901 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN01-2900-00110-000

Property Details

APN / Parcel Number

Primary APN01-2900-00110-000

Interior

Stories2 Stories
Building Area986 sqft Living Area
1st Floor Area640 sqft

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Lot Area5,400 sqft (0.124 acres)
Lot Dimensions120 ft deep x 45 ft wide

Location & Zoning

Street Address908 12TH ST N
CityFARGO
StateND
Zip58102-3539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR3
Legal DescriptionLOT: 9 BLOCK: 1 ADDITION: STERNS ADDITIONAL: STERNS LOT 9 BLK 1
Legal SubdivisionSTERNS
Legal Block1
Legal Lot Number9
JurisdictionCASS ND
Township / Civil DivisionFARGO
Census Block Group3
Census Block3011
Census Tract502

Owner

908 12th St N is owned by two individuals who bought it in September 2023.

Source: Cass County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1008 5TH ST N, FARGO, ND 58102-3711
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2023 · Amount on File
Deed SaleSep 25, 2023 · Amount on File
Deed Document Number20231698162
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateSep 25, 2023
Property Address908 12TH ST N, FARGO, ND 58102-3539
Document Number0001698162
Instrument DateSep 25, 2023
Instrument1698162
Transaction TypeTransfer
Record UpdatedApr 26, 2024
Title CompanyFM TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1008 5TH ST N, FARGO, ND 58102-3711

Mortgage

Document Number0001698163
DateSep 25, 2023
Instrument1698163
Lender
NameVISIONBANK OF IOWA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term61 Months
DueOct 5, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 908 12th St N was $1,901.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityFargo City
Unified School DistrictFargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,901.00$56,600 Land $15,400 Building $41,200$113,200 Land $30,800 Building $82,400
2023$2,430.00 (+17.56%)$75,600 (+14.03%) Land $14,750 Building $60,850$151,200 (+14.03%) Land $29,500 Building $121,700
2022$2,067.00$66,300 Land $14,750 Building $51,550$132,600 Land $29,500 Building $103,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 12th St N in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 908 12th St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FARGO
serves 120,762 people · EPA ID ND0900336
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fiber, Fixed Wireless in parts of the area
2,000 / 350
Sparklight
Cable
1,000 / 50

May also be available: CenturyLink, Verizon.

Nearby Properties on 12th St N

Nearby Streets

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