Cass County property record for 904 12th St N, Fargo, ND 58102
| Property Type | Single Family Home |
|---|---|
| Details | 1,057 sqft · built 1905 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Jun 2026) |
| Tax Bill | $2,914 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-2900-00130-000 |
| Primary APN | 01-2900-00130-000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,057 sqft Living Area |
| 1st Floor Area | 682 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 120 ft deep x 45 ft wide |
| Street Address | 904 12TH ST N |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58102-3539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | LOT: 11 BLOCK: 1 ADDITION: STERNS ADDITIONAL: STERNS LOT 11 BLK 1 |
| Legal Subdivision | STERNS |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 502 |
904 12th St N is owned and occupied by an individual who bought it in June 2026.
Source: Cass County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 904 12TH ST N, FARGO, ND 58102-3539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on File |
| Deed Sale | Jun 9, 2026 · Amount on File |
| Prior Sale | Feb 28, 2025 · Amount on File |
| Deed Document Number | 20261760149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Jun 9, 2026 |
| Property Address | 904 12TH ST N, FARGO, ND 58102-3539 |
| Document Number | 0001760149 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20261760149 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 12TH ST N, FARGO, ND 58102-3539 |
| Document Number | 0001760149, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 20261760149 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 904 12th St N was $2,914.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,914.00 | $94,050 Land $15,400 Building $78,650 | $188,100 Land $30,800 Building $157,300 |
| 2023 | $2,758.00 | $87,650 Land $14,750 Building $72,900 | $175,300 Land $29,500 Building $145,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 904 12th St N in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 904 12th St N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
May also be available: CenturyLink, Verizon.
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