910 12th St N, Fargo, ND 58102 Property Records

Cass County property record for 910 12th St N, Fargo, ND 58102

Property Summary

Property Type	Single Family Home
Details	1,108 sqft · built 1908
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2024)
Tax Bill	$5,133 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2021 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`01-2900-00100-000`

Property Details

APN / Parcel Number

Primary APN	`01-2900-00100-000`

Interior

Stories	2 Stories
Building Area	1,108 sqft Living Area
1st Floor Area	544 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	120 ft deep x 45 ft wide

Location & Zoning

Street Address	910 12TH ST N
City	FARGO
State	ND
Zip	58102-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 8 BLOCK: 1 ADDITION: STERNS ADDITIONAL: STERNS LOT 8 BLK 1
Legal Subdivision	STERNS
Legal Block	1
Legal Lot Number	8
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3011
Census Tract	502

Owner

910 12th St N is owned and occupied by an individual who bought it in June 2024.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	910 12TH ST N, FARGO, ND 58102-3539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK
Nov 15, 2021	Transfer on Death Deed, Transfer
Mar 22, 2021	Transfer on Death Deed, Transfer
Jan 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
Jan 18, 2018	Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2024 · Amount on File
Deed Sale	Jun 25, 2024 · Amount on File
Prior Sale	May 3, 2022 · Amount on File
Deed Document Number	20241714304
Prior Transfer Date	Nov 8, 2021
Prior Transfer Doc	0001651344
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 3, 2022
Property Address	910 12TH ST N, FARGO, ND 58102-3539
Document Number	0001664465
Instrument Date	May 2, 2022
Instrument	1664465
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 12TH ST N, FARGO, ND 58102-3539

Mortgage

Document Number	0001664466
Date	May 3, 2022
Instrument	1664466

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CASS ND
Recording Date	Nov 15, 2021
Property Address	910 12TH ST N, FARGO, ND 58102-3539
Document Number	0001651344
Instrument Date	Nov 8, 2021
Instrument	1651344
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 12TH ST N, FARGO, ND 58102-3539

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CASS ND
Recording Date	Mar 22, 2021
Property Address	910 12TH ST N, FARGO, ND 58102-3539
Document Number	0001626217
Instrument Date	Mar 22, 2021
Instrument	1626217
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 12TH ST N, FARGO, ND 58102-3539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6147 MARIGOLD LOOP S, FARGO, ND 58104-5258

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	910 12TH ST N, FARGO, ND 58102-3539
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001530084
Date	Jan 23, 2018
Instrument	1530084

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58108

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	124 Months
Due	May 10, 2028

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	910 12TH ST N, FARGO, ND 58102-3539
Document Number	0001530276
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	910 12TH ST N FARGO ND 581023539, FARGO, ND 58102-3539

Mortgage

Document Number	0001530276
Date	Jan 25, 2018
Instrument	1530276

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	FARGO, ND

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 910 12th St N was $5,133.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,133.00	$116,850 Land $15,400 Building $101,450	$233,700 Land $30,800 Building $202,900
2023	$2,322.00	$71,400 Land $14,750 Building $56,650	$142,800 Land $29,500 Building $113,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 910 12th St N in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 910 12th St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: CenturyLink, Verizon.

Nearby Properties on 12th St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures