Cass County property record for 820 12th St N, Fargo, ND 58102
| Property Type | Single Family Home |
|---|---|
| Details | 1,052 sqft · built 1908 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,269 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2018 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-2900-00260-000 |
| Primary APN | 01-2900-00260-000 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,052 sqft Living Area |
| 1st Floor Area | 692 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 120 ft deep x 45 ft wide |
| Street Address | 820 12TH ST N |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58102-3537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | LOT: 10 BLOCK: 2 ADDITION: STERNS ADDITIONAL: STERNS LOT 10 BLK 2 |
| Legal Subdivision | STERNS |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 502 |
820 12th St N is owned by a company that acquired it in January 2018.
Source: Cass County records, as of April 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8701 UNIVERSITY DR S, FARGO, ND 58104-8020 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2020 | Deed of Trust, Mortgage · Commercial Mortgage ALERUS FINANCIAL NA |
| Apr 3, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 1, 2018 |
| Transfer Doc | 0001534170 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 820 12TH ST N, FARGO, ND 58102-3537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001591709 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 1591709 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | GRAND FORKS, ND 58206 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 1, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Apr 3, 2018 |
| Property Address | 820 12TH ST N, FARGO, ND 58102-3537 |
| Document Number | 0001534170 |
| Instrument Date | Jan 1, 2018 |
| Instrument | 1534170 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8701 UNIVERSITY DR S FARGO ND 581048020, FARGO, ND 58104-8020 |
The 2025 property tax bill for 820 12th St N was $3,269.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,269.00 | $97,500 Land $15,400 Building $82,100 | $195,000 Land $30,800 Building $164,200 |
| 2023 | $2,736.00 | $86,750 Land $14,750 Building $72,000 | $173,500 Land $29,500 Building $144,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 820 12th St N in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 820 12th St N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
May also be available: CenturyLink, Verizon.
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