Schenectady County and Rotterdam Town property record for 902 Shardon Ct, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,076 sqft · built 2010 |
| Lot Size | 9.92 acres (432,115 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $555,000 (Jun 2026) |
| Tax Bill | $10,763 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 57.16-3-7.1 |
| Primary APN | 422800 57.16-3-7.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,076 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| 2nd Floor Area | 1,020 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 432,115 sqft (9.92 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 261 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 902 SHARDON CT |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-6718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Subdivision | SHARDON COURT |
| Legal Block | 3 |
| Legal Lot Number | 7.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32601 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 208 SPRINGDALE WAY, SCHENECTADY, NY 12306-5606 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORPORATION |
| Jun 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION |
| Dec 8, 2022 | Warranty Deed, Transfer CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Aug 30, 2022 | Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE CO |
| Jan 28, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Jan 28, 2020 · Amount on Record |
| Deed Document Number | 202614544 |
| Deed Book / Page | 2174 / 614 |
| Prior Transfer Date | Jul 2, 2010 |
| Prior Transfer Doc | 1823000329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 26, 2026 |
| Property Address | 902 SHARDON CT, SCHENECTADY, NY 12306-6718 |
| Document Number | 0000014545 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202614545 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SMPR TITLE AGENCY INC, SMPR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000014545, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202614545 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 26, 2026 |
| Property Address | 902 SHARDON CT, SCHENECTADY, NY 12306-6718 |
| Document Number | 0000014544 |
| Book / Page | 2174 / 614 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202614544 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | SMPR TITLE AGENCY INC, SMPR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224,220.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000014545, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202614545 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 8, 2022 |
| Property Address | 902 SHARDON CT, SCHENECTADY, NY 12306-6718 |
| Document Number | 0000064775 |
| Book / Page | 2098 / 816 |
| Map Reference | MAP 156 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 202264775 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 DOLAN DR, SCHENECTADY, NY 12306-1010 |
| Name | Verified Name |
|---|---|
| Address | 211 RESERVE CT, SCOTIA, NY 12302-3532 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 30, 2022 |
| Property Address | 902 SHARDON CT, SCHENECTADY, NY 12306-6718 |
| Document Number | 0000046321 |
| Book / Page | 2091 / 965 |
| Map Reference | DR J MAP 156&157 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 202246321 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 904 SHARDON CT, SCHENECTADY, NY 12306-6718 |
| Name | Verified Name |
|---|---|
| Address | 4488 HURST RD, ALTAMONT, NY 12009-4500 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 28, 2020 |
| Property Address | 902 SHARDON CT, SCHENECTADY, NY 12306-6718 |
| Document Number | 0000003741 |
| Book / Page | 002029 / 000310 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 3741 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,388.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1346 STERLING RD PATTERSONVILLE NY 121372513, PATTERSONVILLE, NY 12137-2513 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,763.00 (-7.32%) | ||
| 2025 | $11,613.00 | $290,000 (-) Land $74,400 Building $215,600 | $446,200 (+16.93%) Land $114,473 Building $331,727 |
| 2023 | $290,000 Land $74,400 Building $215,600 | $381,600 Land $97,900 Building $283,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1999–2011) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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