907 S River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 907 S River Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,776 sqft · built 1976
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jan 2020)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01-452-010`

Property Details

APN / Parcel Number

Primary APN	`14-01-452-010`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,776 sqft Living Area
Gross Area	3,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Construction Type	Frame
Foundation Type	Raised
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	907 S RIVER RD
City	MCHENRY
State	IL
Zip	60051-9258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0002367 LT 1 WOODRIDGE SUB
Legal Range	08E
Legal Township	44N
Legal Section	01
Legal Subdivision	WOODRIDGE
Legal Tract	1
Legal Block	452
Legal Lot Number	1
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1047
Census Tract	870811

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	907 S RIVER RD, MCHENRY, IL 60051-9258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Deed of Trust, Transfer · FHA Mortgage QUICKEN LNS
Jan 6, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 24, 2019	Deed of Trust, Mortgage · Line of Credit CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Dec 19, 2012
Deed Document Number	2020R0002367
Record Updated	Jun 7, 2026

January 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	907 S RIVER RD, MCHENRY, IL 60051-9258
Document Number	0000002368
Instrument Date	Jan 6, 2020
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Additional	Arm's Length Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 S RIVER RD MCHENRY IL 600519258, MCHENRY, IL 60051-9258

Mortgage

Document Number	0000002368
Date	Jan 17, 2020
Instrument	2368

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	907 S RIVER RD, MCHENRY, IL 60051-9258
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4211 SOUTH ST MCHENRY IL 600505352, MCHENRY, IL 60050-5352

Mortgage

Document Number	2368
Date	Jan 17, 2020
Instrument	2368

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	907 S RIVER RD, MCHENRY, IL 60051-9258
Document Number	0000018182
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	907 S RIVER RD MCHENRY IL 600519258, MCHENRY, IL 60051-9258

Mortgage

Document Number	0000018182
Date	Jun 20, 2019
Instrument	18182

Lender

Name	CRYSTAL LAKE BK&TR
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$102,069 Land $19,121 Building $82,948	$306,207 Land $57,363 Building $248,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	53 (1978–2026)
Claims Outside the SFHA	4 of 53
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.5% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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