615 S River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 615 S River Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,344 sqft · built 1957
Lot Size0.369 acres (16,117 sqft)
OwnerOwner Name on File
Last Sale$4,500 (May 2011)
Deeds & MortgagesFeb 2023 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN14-01-328-023

Property Details

APN / Parcel Number

Primary APN14-01-328-023

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths3 Half Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,344 sqft Living Area

Exterior

Year BuiltBuilt 1957
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area16,117 sqft (0.369 acres)
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
Deck Area70 sqft

Location & Zoning

Street Address615 S RIVER RD
CityMCHENRY
StateIL
Zip60051-9276
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2005R0034900 LT 15 /EX DOC 2011R0019536/ HICKORY GRANGE SUB
Legal SubdivisionHICKORY GRANGE
Legal Lot Number15
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1037
Census Tract870811

Owner

The current owner of 615 S River Rd bought it in May 2011.

Source: McHenry County records, as of May 13, 2024

Owner of RecordOwner Name on File
Mailing Address615 S RIVER RD, MCHENRY, IL 60051-9276

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2011 · Amount on File
Deed SaleMay 6, 2011 · Amount on File
Prior SaleMay 5, 2005
Deed Document Number2011R0019536
Record UpdatedJun 7, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address615 S RIVER RD, MCHENRY, IL 60051-9276
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002514
DateFeb 2, 2023
Instrument2023R0002514
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2053
Interest
Rate6.99%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address615 S RIVER RD, MCHENRY, IL 60051-9276
Transaction TypeMortgage
Record UpdatedNov 9, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058857
DateOct 29, 2021
Instrument2021R0058857
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$64,296 Land $11,472 Building $52,824$192,888 Land $34,416 Building $158,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 S River Rd in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims53 (1978–2026)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 S River Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on S River Rd

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