511 S River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 511 S River Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · 1,600 sqft · built 1971
Lot Size0.319 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$16,855 (Jun 2011)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-01-176-015

Property Details

APN / Parcel Number

Primary APN14-01-176-015

Interior

Bedrooms5 Beds
Full Baths7 Baths
Half Baths5 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area1,600 sqft Living Area
Gross Area3,200 sqft
Basement Area1,600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area13,939 sqft (0.319 acres)
Garage TypeDetached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
Deck Area566 sqft

Location & Zoning

Street Address511 S RIVER RD
CityMCHENRY
StateIL
Zip60051-9250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0011344 LTS 11 & 12 /EX DOC 2011R0024368/ EMERALD PARK SUTTONS ANNEX
Legal SubdivisionEMERALD PARK
Legal Lot Number11-12 12
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1037
Census Tract870811

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address511 S RIVER RD, MCHENRY, IL 60051-9250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2011 · Amount on Record
Deed SaleJun 14, 2011 · Amount on Record
Prior SaleJun 14, 2011 · Amount on Record
Deed Document Number0000024368
Last Transfer DateMar 31, 2017
Transfer Doc0000011344
Record UpdatedJun 7, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 31, 2017
Property Address511 S RIVER RD, MCHENRY, IL 60051-9250
Document Number0000011344
Instrument DateMar 30, 2017
Instrument11344
Transaction TypeTransfer
Record UpdatedJun 9, 2017
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 S RIVER RD MCHENRY IL 600519250, MCHENRY, IL 60051-9250

Mortgage

Document Number11345
DateMar 31, 2017
Instrument11345
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 30, 2047
Interest
Rate4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$67,493 Land $11,626 Building $55,867$202,479 Land $34,878 Building $167,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims53 (1978–2026)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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