921 S River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 921 S River Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 1,494 sqft · built 1913
Lot Size1.8 acres (78,408 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Aug 2023)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-01-452-019

Property Details

APN / Parcel Number

Primary APN14-01-452-019

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths4 Half Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,494 sqft Living Area

Exterior

Year BuiltBuilt 1913
Construction TypeFrame
Foundation TypeRaised
Lot Area78,408 sqft (1.8 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address921 S RIVER RD
CityMCHENRY
StateIL
Zip60051-9258
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2002R0014883 PC SWLY CEN RD PT N 25A SW1/4 SE1/4
Legal Range08E
Legal Township44N
Legal Section01
Legal Block452
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1047
Census Tract870811

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address921 RIVER ROAD, MCHENRY, IL 60051
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2023 · Amount on Record
Deed SaleAug 25, 2023 · Amount on Record
Prior SaleFeb 12, 2002
Deed Document Number2023R0021114
Record UpdatedJun 7, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 25, 2023
Property Address921 S RIVER RD, MCHENRY, IL 60051-9258
Document Number0000021114
Instrument DateAug 21, 2023
Instrument2023R0021114
Transaction TypeTransfer
Record UpdatedSep 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address921 RIVER ROAD, MCHENRY, IL 60051

Mortgage

Document Number0000021115
DateAug 25, 2023
Instrument2023R0021115
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeFixed Rate
Rate5.74%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$67,431 Land $28,909 Building $38,522$202,293 Land $86,727 Building $115,566

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims53 (1978–2026)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 98.5% of Illinois
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on S River Rd

Nearby Streets

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