907 Ramos Dr, Lady Lake, FL 32159 Property Records

Sumter County property record for 907 Ramos Dr, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	2,180 sqft · built 1995
Lot Size	0.207 acres (9,030 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Sep 2019)
Tax Bill	$5,731 (2025)
Deeds & Mortgages	Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`121823D12D038`

Property Details

APN / Parcel Number

Primary APN	`121823D12D038`
Alternative APNs	`D12D038` `1011498`

Interior

Stories	2 Stories
Building Area	2,180 sqft Living Area
Gross Area	2,763 sqft
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Lot Area	9,030 sqft (0.207 acres)
Lot Dimensions	86 ft deep x 105 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	264 sqft
Porch	Screened Porch
Porch Area	591 sqft

Location & Zoning

Street Address	907 RAMOS DR
City	LADY LAKE
State	FL
Zip	32159-8788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 THE VILLAGES OF SUMTER UNIT 3 P LAT BOOK 4 PAGES 103-103A
Legal Range	23E
Legal Township	18S
Legal Section	12
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	38
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2016
Census Tract	910800

Owner

Source: Sumter County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	907 RAMOS DR, THE VILLAGES, FL 32159-8788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	Jun 21, 2011 · Amount on Record
Deed Document Number	201936163
Deed Book / Page	3627 / 680
Prior Transfer Date	Oct 5, 2009
Prior Transfer Doc	0021230708
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Sep 18, 2019
Property Address	907 RAMOS DR, THE VILLAGES, FL 32159-8788
Document Number	0036270680
Book / Page	003627 / 000680
Instrument Date	Sep 13, 2019
Instrument	60036163
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$3,325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 RAMOS DR THE VILLAGES FL 321598788, THE VILLAGES, FL 32159-8788

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,731.00 (+2.38%)	$482,280 (-0.53%) Land $135,450 Building $346,830	$482,280 (-0.53%) Land $135,450 Building $346,830
2024	$5,598.00 (+5.44%)
2023	$5,309.00 (+7.58%)	$484,830 (+26.97%) Land $135,450 Building $349,380	$484,830 (+6.36%) Land $135,450 Building $349,380
2022	$4,935.00	$381,850	$455,830 Land $108,360 Building $347,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20