Sumter County property record for 903 Ramos Dr, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 1,836 sqft · built 1994 |
| Lot Size | 0.222 acres (9,666 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,577 (2025) |
| Deeds & Mortgages | Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 121823D12D040 |
| Primary APN | 121823D12D040 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,836 sqft Living Area |
|---|---|
| Gross Area | 2,616 sqft |
| 1st Floor Area | 1,836 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,666 sqft (0.222 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 288 sqft |
| Porch | Screened Porch |
| Porch Area | 164 sqft |
| Street Address | 903 RAMOS DR |
|---|---|
| City | LADY LAKE |
| State | FL |
| Zip | 32159-8788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 VILLAGES OF SUMTER UNIT NO 3 PB 3 PGS 103-103A |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | VILLAGES OF SUMTER |
| Legal Lot Number | 40 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 910800 |
903 Ramos Dr is owned by two individuals who acquired it in August 2006.
Source: Sumter County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2335 NW BAY COLONY DR, STUART, FL 34994-9124 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 30, 2006 |
| Transfer Doc | 0016520281 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Mar 20, 2023 |
| Property Address | 903 RAMOS DR, THE VILLAGES, FL 32159-8788 |
| Document Number | 0044350608 |
| Book / Page | 4435 / 608 |
| Map Reference | MB 4 PG 103 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 202360010723 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Title Company | AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT |
| Amount | Amount on Record |
|---|---|
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 SPRINGHOUSE CIR, STONE MOUNTAIN, GA 30087-6751 |
| Name | Verified Name |
|---|---|
| Address | 2335 NW BAY COLONY DR, STUART, FL 34994-9124 |
The 2025 property tax bill for 903 Ramos Dr was $4,577, up 1.5% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,577.00 (+1.51%) | $367,210 Land $58,000 Building $309,210 | $367,210 Land $58,000 Building $309,210 |
| 2024 | $4,509.00 (+115.33%) | ||
| 2023 | $2,094.00 (+1.26%) Additional exemption filed | $191,920 (+3%) | $351,300 (+9.39%) Land $38,670 Building $312,630 |
| 2022 | $2,068.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $186,330 | $321,150 Land $38,670 Building $282,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 903 Ramos Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 903 Ramos Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: CenturyLink, Verizon.
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