Sumter County property record for 918 Ramos Dr, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 1,733 sqft · built 1995 |
| Lot Size | 0.255 acres (11,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $251,500 (Jan 2014) |
| Tax Bill | $3,921 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 121823D12D009 |
| Primary APN | 121823D12D009 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,733 sqft Living Area |
|---|---|
| Gross Area | 3,080 sqft |
| 1st Floor Area | 1,733 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Block |
| Construction Type | Wood |
| Lot Area | 11,125 sqft (0.255 acres) |
| View / Lot | Road |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 338 sqft |
| Porch | Screened Porch |
| Porch Area | 675 sqft |
| Street Address | 918 RAMOS DR |
|---|---|
| City | LADY LAKE |
| State | FL |
| Zip | 32159-8770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 THE VILLAGES OF SUMTER UNIT NO.3 PLAT BOOK 4 PAGES 103-103A |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | THE VILLAGES OF SUMTER |
| Legal Lot Number | 9 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 910800 |
918 Ramos Dr is owned and occupied by two individuals who bought it in January 2014.
Source: Sumter County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 918 RAMOS DR, THE VILLAGES, FL 32159-8770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2014 · Amount on File |
| Deed Sale | Jan 9, 2014 · Amount on File |
| Prior Sale | Nov 30, 1995 · Amount on File |
| Deed Document Number | 2014878 |
| Deed Book / Page | 2721 / 571 |
| Prior Transfer Date | Feb 13, 2002 |
| Prior Transfer Doc | 0010540483 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 918 RAMOS DR, THE VILLAGES, FL 32159-8770 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034680183 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 3468/0183 |
| Instrument | 201860033914 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | LADY LAKE, FL 32159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 25, 2028 |
The 2025 property tax bill for 918 Ramos Dr was $3,921 with a homeowner's exemption, up 1.3% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,921.00 (+1.34%) Homeowner's exemption | $339,940 | $445,940 Land $66,750 Building $379,190 |
| 2024 | $3,869.00 (+8.65%) | ||
| 2023 | $3,561.00 (+2.98%) Additional exemption filed | $320,740 (+3%) | $422,420 (+6.39%) Land $44,500 Building $377,920 |
| 2022 | $3,458.00 Homeowner's exemption | $311,400 | $397,040 Land $50,060 Building $346,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 918 Ramos Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 918 Ramos Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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