Sumter County property record for 904 Ramos Dr, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 1,400 sqft · built 1993 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,000 (Apr 2004) |
| Tax Bill | $2,233 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 121823D12D002 |
| Primary APN | 121823D12D002 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,400 sqft Living Area |
|---|---|
| Gross Area | 1,840 sqft |
| 1st Floor Area | 1,400 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Road |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 260 sqft |
| Street Address | 904 RAMOS DR |
|---|---|
| City | LADY LAKE |
| State | FL |
| Zip | 32159-8770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 THE VILLAGES OF SUMTER UNIT III PLAT BOOK 4 PAGES 103-103A |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | THE VILLAGES OF SUMTER |
| Legal Lot Number | 2 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 910800 |
904 Ramos Dr is owned and occupied by two individuals who acquired it in September 2024.
Source: Sumter County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 904 RAMOS DR, THE VILLAGES, FL 32159-8770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2004 · Amount on File |
| Deed Sale | Apr 1, 2004 · Amount on File |
| Prior Sale | Aug 6, 1996 · Amount on File |
| Deed Document Number | 20048709 |
| Deed Book / Page | 1190 / 683 |
| Last Transfer Date | Sep 20, 2024 |
| Transfer Doc | 0047250594 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 904 Ramos Dr was $2,233, up 1.2% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,233.00 (+1.22%) | $176,650 | $242,400 Land $36,000 Building $206,400 |
| 2024 | $2,206.00 (+15.56%) | ||
| 2023 | $1,909.00 (+3.19%) Additional exemption filed | $166,680 (+3%) | $240,960 (+2.34%) Land $24,000 Building $216,960 |
| 2022 | $1,850.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $161,830 | $235,440 Land $27,000 Building $208,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 904 Ramos Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 904 Ramos Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: CenturyLink, Verizon.
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