907 E Cleveland St, Ladd, IL 61329 Property Records

Bureau County property record for 907 E Cleveland St, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Tax Bill	$9,652 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-15-200-018`

Property Details

APN / Parcel Number

Primary APN	`18-15-200-018`
Alternative APN	`517D10`

Exterior

Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	185 ft deep x 120 ft wide

Location & Zoning

Account Number	1815200018
Street Address	907 E CLEVELAND ST
City	LADD
State	IL
Zip	61329-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD-BRUDA ADD. L 10 (120 X 185.05) B 969 P 436 D 99-7523
Legal Range	11
Legal Township	16
Legal Section	15
Legal Subdivision	BRUDA ADD
Legal Lot Number	10
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1032
Census Tract	965100

Owner

907 E Cleveland St is owned and occupied by an individual.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	907 E CLEVELAND ST, LADD, IL 61329-9720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit NORTH CENTRAL BANK
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL BANK
Jan 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	907 E CLEVELAND ST, LADD, IL 61329-9720
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R03902
Date	Oct 17, 2022
Instrument	2022R03902

Lender

Name	NORTH CENTRAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 27, 2042

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	907 E CLEVELAND ST, LADD, IL 61329-9720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01507
Date	Apr 20, 2020
Instrument	2020R01507

Lender

Name	NORTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	907 E CLEVELAND ST, LADD, IL 61329-9720
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R00162
Date	Jan 14, 2019
Instrument	2019R00162

Lender

Name	NORTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 907 E Cleveland St was $9,652 with a homeowner's exemption.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,652.00	$99,751 Land $7,718 Building $92,033	$299,253 Land $23,154 Building $276,099
2023		$86,163 Land $6,666 Building $79,497	$258,489 Land $19,998 Building $238,491
2022	$8,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 907 E Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 907 E Cleveland St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: IVNet.

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