905 E Cleveland St, Ladd, IL 61329 Property Records

Bureau County property record for 905 E Cleveland St, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1990
Lot Size	0.51 acres (22,212 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2018)
Tax Bill	$10,109 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-15-200-006`

Property Details

APN / Parcel Number

Primary APN	`18-15-200-006`
Alternative APN	`517D9`

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	22,212 sqft (0.51 acres)
Lot Dimensions	185 ft deep x 120 ft wide

Location & Zoning

Account Number	1815200006
Street Address	905 E CLEVELAND ST
City	LADD
State	IL
Zip	61329-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD-BRUDA ADD. L 9 (120 X 185.05) D 18-4804
Legal Range	11
Legal Township	16
Legal Section	15
Legal Subdivision	BRUDA ADD
Legal Lot Number	9
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1032
Census Tract	965100

Owner

905 E Cleveland St is owned and occupied by an individual who bought it in December 2018.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	905 E CLEVELAND ST, LADD, IL 61329-9720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Dec 17, 2018	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on File
Deed Sale	Dec 17, 2018 · Amount on File
Deed Document Number	20184804
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	905 E CLEVELAND ST, LADD, IL 61329-9720
Transaction Type	Mortgage
Record Updated	Jun 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02100
Date	May 26, 2020
Instrument	2020R02100

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	905 E CLEVELAND ST, LADD, IL 61329-9720
Transaction Type	Mortgage
Record Updated	Aug 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02745
Date	Jul 30, 2019
Instrument	2019R02745

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Dec 17, 2018
Property Address	905 E CLEVELAND ST, LADD, IL 61329-9720
Document Number	2018R04804
Instrument Date	Nov 9, 2018
Instrument	2018R04804
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 E CLEVELAND ST, LADD, IL 61329-9720

Mortgage

Document Number	2018R04805
Date	Dec 17, 2018
Instrument	2018R04805

Lender

Name	HEARTLAND BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 905 E Cleveland St was $10,109.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,109.00	$105,708 Land $7,718 Building $97,990	$317,124 Land $23,154 Building $293,970
2023		$89,976 Land $6,666 Building $83,310	$269,928 Land $19,998 Building $249,930
2022	$9,183.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 905 E Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 905 E Cleveland St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: IVNet.

Nearby Properties on E Cleveland St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures