914 E Cleveland St, Ladd, IL 61329 Property Records

Bureau County property record for 914 E Cleveland St, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1969
Lot Size	0.244 acres (10,650 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Dec 2007)
Tax Bill	$3,881 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2006 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-10-452-018`

Property Details

APN / Parcel Number

Primary APN	`18-10-452-018`
Alternative APN	`3267`

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide

Location & Zoning

Account Number	1810452018
Street Address	914 E CLEVELAND ST
City	LADD
State	IL
Zip	61329-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD-MARTIN SD L 19 (75 X 142) D 22-1844
Legal Range	11
Legal Township	16
Legal Section	10
Legal Subdivision	MARTIN
Legal Lot Number	19
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1076
Census Tract	965100

Owner

914 E Cleveland St is owned and occupied by an individual who acquired it in May 2022.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	914 E CLEVELAND ST, LADD, IL 61329-9720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Quit Claim Deed, Transfer · USDA Mortgage USDA
Jun 2, 2006	Warranty Deed, Transfer · Stand-Alone Second Mortgage COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2007 · Amount on File
Deed Sale	Dec 7, 2007 · Amount on File
Prior Sale	Jun 2, 2006 · Amount on File
Deed Document Number	2007_07231
Deed Book / Page	1324 / 245
Last Transfer Date	May 5, 2022
Transfer Doc	2022R01844
Record Updated	Jun 8, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUREAU IL
Recording Date	May 11, 2022
Property Address	914 E CLEVELAND ST, LADD, IL 61329-9720
Document Number	2022R01844
Map Reference	MB 384 PG 19
Instrument Date	May 5, 2022
Instrument	2022R01844
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	914 E CLEVELAND ST, LADD, IL 61329-9720

Mortgage

Document Number	2022R01845
Date	May 11, 2022
Instrument	2022R01845

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 2, 2006
Property Address	914 E CLEVELAND ST, LADD, IL 61329-9720
Document Number	1250/171
Book / Page	1250 / 171
Instrument Date	May 31, 2006
Instrument	2006_03199
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	200603201
Date	Jun 2, 2006
Instrument	2006_03201

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2021

Mortgage

Document Number	001250/172
Date	Jun 2, 2006
Book Page	1250/172
Instrument	2006_03200

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Type Change Date	Jun 1, 2008
Change Frequency	6 Months
Min Rate At Change	8.75%
Max Rate At Change	10.2%
Index	6-Month LIBOR
Margin	7
Max Rate	15.7%

Tax Assessment & Valuation

The 2025 property tax bill for 914 E Cleveland St was $3,881 with a homeowner's exemption, up 5.9% from the year before.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,881.00 (+5.92%) Homeowner's exemption	$44,007 (+8.56%) Land $5,806 Building $38,201	$132,021 (+8.56%) Land $17,418 Building $114,603
2024	$3,664.00 Homeowner's exemption	$40,537 (+6.64%) Land $5,348 Building $35,189	$121,611 (+6.64%) Land $16,044 Building $105,567
2023		$38,013 Land $5,015 Building $32,998	$114,039 Land $15,045 Building $98,994
2022	$3,466.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 914 E Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 914 E Cleveland St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
IVNet Fixed Wireless	100 / 50
Nextlink Fixed Wireless	100 / 20

914 E Cleveland St, Ladd, IL 61329 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2006: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Cleveland St

Nearby Streets

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