904 E Cleveland St, Ladd, IL 61329 Property Records

Bureau County property record for 904 E Cleveland St, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1975
Lot Size	0.244 acres (10,650 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (May 2024)
Tax Bill	$5,517 (2025)
Deeds & Mortgages	May 2017 Mortgage Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-10-452-014`

Property Details

APN / Parcel Number

Primary APN	`18-10-452-014`
Alternative APN	`3260`

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide

Location & Zoning

Account Number	1810452014
Street Address	904 E CLEVELAND ST
City	LADD
State	IL
Zip	61329-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD-MARTIN SD L 14 (75 X 142) D 2024R01286
Legal Range	11
Legal Township	16
Legal Section	10
Legal Subdivision	MARTIN
Legal Lot Number	14
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1076
Census Tract	965100

Owner

904 E Cleveland St is owned and occupied by two individuals who bought it in May 2024.

Source: Bureau County records, as of May 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 E CLEVELAND ST, LADD, IL 61329-9720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK
Apr 28, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on File
Deed Sale	May 2, 2024 · Amount on File
Prior Sale	Sep 30, 2014 · Amount on File
Deed Document Number	20241286
Prior Transfer Date	Apr 17, 2017
Prior Transfer Doc	2017R01748
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	904 E CLEVELAND ST, LADD, IL 61329-9720
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017R02155
Date	May 30, 2017
Instrument	2017R02155

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank
Address	SPRING VALLEY, IL 61362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2037

Interest

Rate	3.75%

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUREAU IL
Recording Date	Apr 28, 2017
Property Address	904 E CLEVELAND ST, LADD, IL 61329-9720
Document Number	2017R01748
Instrument Date	Apr 17, 2017
Instrument	2017R01748
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 904 E Cleveland St was $5,517 with a homeowner's exemption, up 8.1% from the year before.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,517.00 (+8.07%) Homeowner's exemption	$59,808 (+8.56%) Land $5,806 Building $54,002	$179,424 (+8.56%) Land $17,418 Building $162,006
2024	$5,105.00	$55,092 (+8.88%) Land $5,348 Building $49,744	$165,276 (+8.88%) Land $16,044 Building $149,232
2023		$50,599 Land $5,015 Building $45,584	$151,797 Land $15,045 Building $136,752
2022	$4,851.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 904 E Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 904 E Cleveland St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: IVNet.

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