907 Co Rd 486, Centre, AL 35960 Property Records

Cherokee County property record for 907 Co Rd 486, Centre, AL 35960 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	800 sqft · built 2006
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Apr 2014)
Tax Bill	$493 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-12-05-22-0-000-001.004`

Property Details

APN / Parcel Number

Primary APN	`13-12-05-22-0-000-001.004`
Alternative APNs	`ALT APN:1205220000001004` `27991`

Interior

Building Area	800 sqft Living Area
1st Floor Area	800 sqft 1st Floor
Stories	1 Story
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	64,469 sqft (1.48 acres)

Location & Zoning

Account Number	27991
Street Address	907 COUNTY ROAD 486
City	CENTRE
State	AL
Zip	35960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51, J D LINDSEY EST, PLAT 1, PB 9 PG 135
Legal Range	11E
Legal Township	10S
Legal Section	22
Legal Subdivision	J D LINDSEY ESTATE PLAT 1B
Legal Lot Number	51
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1021
Census Tract	956101

Owner

Source: Cherokee County records · APN 13-12-05-22-0-000-001.004

Assessment roll updated December 1, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7866 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2005
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 2014 · Amount on Record
Deed Sale	Apr 10, 2014 · Amount on Record
Deed Document Number	2014183428
Record Updated	Jun 08, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	907 COUNTY ROAD 486, CENTRE, AL 35960-4144
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000239251
Date	Jun 27, 2025
Instrument	239251

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 03, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$493.00 (+6.94%)	$11,740 (+6.92%) Land $7,660 Building $4,080	$118,000 (+7.47%) Land $77,000 Building $41,000
2024	$461.00	$10,980 (-) Land $6,880 Building $4,100	$109,800 (-) Land $68,800 Building $41,000
2023	$461.00	$10,980 (-)	$109,800 (-) Land $68,800 Building $41,000
2022	$461.00	$10,980 Land $6,880 Building $4,100	$109,800 Land $68,800 Building $41,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.