790 Co Rd 486, Centre, AL 35960 Property Records

Cherokee County property record for 790 Co Rd 486, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	2,188 sqft · built 2004
Lot Size	0.839 acres (36,590 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Oct 2021 Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-12-05-22-0-000-001.022`

Property Details

APN / Parcel Number

Primary APN	`13-12-05-22-0-000-001.022`
Alternative APNs	`ALT APN:1205220000001022` `26789`

Interior

Stories	1 Story
Building Area	2,188 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	36,590 sqft (0.839 acres)
Garage Type	Mixed
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	26789
Street Address	790 COUNTY ROAD 486
City	CENTRE
State	AL
Zip	35960-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69, J D LINDSEY EST, PLAT 1, PB 9 PG 135
Legal Lot Number	69
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1021
Census Tract	956101

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	790 COUNTY ROAD 486, CENTRE, AL 35960-4149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 28, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025
Deed Sale	Sep 19, 2025
Deed Document Number	180342
Prior Transfer Date	Aug 2, 2013
Prior Transfer Doc	180342
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	790 COUNTY ROAD 486, CENTRE, AL 35960-4149
Transaction Type	Mortgage
Record Updated	May 31, 2023
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221086
Date	Oct 25, 2021
Instrument	221086

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 28, 2023
Property Address	790 COUNTY ROAD 486, CENTRE, AL 35960-4149
Document Number	0000228989
Map Reference	PB 9 PG 135
Instrument Date	Apr 24, 2023
Instrument	228989
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9360 W FLAMINGO RD # RD110, RD110, LAS VEGAS, NV 89147-6410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 COUNTY ROAD 486, CENTRE, AL 35960-4149

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$26,700 (+0.68%) Land $620 Building $26,080	$283,600 (+7.02%) Land $6,100 Building $277,500
2023	Additional exemption filed	$26,520	$265,000 Land $5,500 Building $259,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 486

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