850 Co Rd 486, Centre, AL 35960 Property Records

Cherokee County property record for 850 Co Rd 486, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	3,915 sqft · built 1998
Owner	Individual Name on Record
Last Sale	$188,400 (Aug 2018)
Tax Bill	$3,152 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-12-05-22-0-000-001.025`

Property Details

APN / Parcel Number

Primary APN	`13-12-05-22-0-000-001.025`
Alternative APNs	`ALT APN:1205220000001025` `205998`

Interior

Stories	3 Stories
Building Area	3,915 sqft Living Area
Upper Floors Area	1,981 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Porch	Open Porch
Porch Area	325 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	205998
Street Address	850 COUNTY ROAD 486
City	CENTRE
State	AL
Zip	35960-4150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 72, J D LINDSEY EST, PLAT 1, PB 9 PG 135
Legal Lot Number	72
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1021
Census Tract	956101

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 HILLINDALE DR SE, ROME, GA 30161-9473
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage JP MORGAN CHASE BANK NA
Aug 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2018 · Amount on Record
Deed Sale	Aug 14, 2018 · Amount on Record
Deed Document Number	20894
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	850 COUNTY ROAD 486, CENTRE, AL 35960-4150
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000197500
Date	Apr 17, 2017
Instrument	197500

Lender

Name	JP MORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 14, 2018
Property Address	850 COUNTY ROAD 486, CENTRE, AL 35960-4150
Document Number	0000020894
Instrument Date	Aug 10, 2018
Instrument	20894
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 MEADOWLARK PL, GADSDEN, AL 35903-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HILLINDALE DR SE, ROME, GA 30161-9473
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,152.00 (+5.14%)	$4,160 (+7.22%) Land $1,460 Building $2,700	$375,300 (+5.13%) Land $7,300 Building $368,000
2024	$2,998.00	$3,880 (-94.57%) Land $1,320 Building $2,560	$357,000 (-) Land $6,600 Building $350,400
2023	$2,998.00	$71,400 (+1,740.21%)	$357,000 (-) Land $6,600 Building $350,400
2022	$2,998.00	$3,880 Land $1,320 Building $2,560	$357,000 Land $6,600 Building $350,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 486

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