740 Co Rd 486, Centre, AL 35960 Property Records

Cherokee County property record for 740 Co Rd 486, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 1993
Lot Size	1.92 acres (83,635 sqft)
Owner	Company Name on File
Last Sale	$550,000 (Mar 2021)
Tax Bill	$1,427 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-12-05-22-0-000-001.017`

Property Details

APN / Parcel Number

Primary APN	`13-12-05-22-0-000-001.017`
Alternative APNs	`ALT APN:1205220000001017` `211760`

Interior

Stories	1 Story
Building Area	1,920 sqft Living Area
Basement Area	1,920 sqft
Unfinished Basement	1,920 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	83,635 sqft (1.92 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	836 sqft
Shed	1 Shed

Location & Zoning

Account Number	211760
Street Address	740 COUNTY ROAD 486
City	CENTRE
State	AL
Zip	35960-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64, J D LINDSEY EST, PLAT 1, PB 9 PG 135
Legal Lot Number	64
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1021
Census Tract	956101

Owner

Source: Cherokee County records · APN 13-12-05-22-0-000-001.017

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	740 COUNTY ROAD 486, CENTRE, AL 35960-4149
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2025	Deed of Trust, Mortgage · Line of Credit UNION STATE BANK
Mar 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Deed Document Number	217155
Record Updated	Jun 08, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	740 COUNTY ROAD 486, CENTRE, AL 35960-4149
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 COUNTY ROAD 486, CENTRE, AL 35960-4149

Mortgage

Document Number	0000237197
Date	Jan 22, 2025
Instrument	237197

Lender

Name	UNION STATE BANK
Type	Bank
Address	PELL CITY, AL 35125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jan 16, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 17, 2021
Property Address	740 COUNTY ROAD 486, CENTRE, AL 35960-4149
Document Number	217155
Map Reference	PB9 PG 135
Instrument Date	Mar 16, 2021
Instrument	217155
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,427.00 (+2.29%) Additional exemption filed	$33,320 (+2.78%) Land $8,400 Building $24,920	$409,600 (+2.22%) Land $84,000 Building $325,600
2024	$1,395.00 Additional exemption filed	$32,420 (-19.11%) Land $7,500 Building $24,920	$400,700 (-) Land $75,000 Building $325,700
2023	$1,395.00 (-58.45%)	$40,080 (+163.34%)	$400,700 (-) Land $75,000 Building $325,700
2022	$3,357.00	$15,220 Land $15,000 Building $220	$400,700 Land $75,000 Building $325,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 15, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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