907 Clardy Dr, Columbus, MS 39702 Property Records

Lowndes County property record for 907 Clardy Dr, Columbus, MS 39702

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,236 sqft · built 1982
Lot Size1.43 acres (62,500 sqft)
OwnerIndividual Name on Record
Last Sale$286,000 (Apr 2025)
Tax Bill$1,076 (2025)
Deeds & MortgagesApr 2025 Mortgage
Apr 2025 Sale
Flood ZoneZone X (minimal risk)
APN55W190006805

Property Details

APN / Parcel Number

Primary APN55W190006805
Alternative APNs
  • 010480
  • 10480

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area3,236 sqft Adjusted Area
1st Floor Area2,696 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area62,500 sqft (1.43 acres)
Lot Dimensions250 ft deep x 250 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address907 CLARDY DR
CityCOLUMBUS
StateMS
Zip39702-3148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE4 SW4 907 CLARDY DR
Legal Range18W
Legal Township18S
Legal Section12
JurisdictionLOWNDES MS
Township / Civil Division1
Census Block Group1
Census Block1004
Census Tract500

Owner

Source: Lowndes County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address907 CLARDY DR, COLUMBUS, MS 39702-3148
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2025Deed of Trust, Mortgage · Conventional Mortgage
GEORGIA UNITED CU
Apr 28, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2025 · Amount on Record
Deed SaleApr 28, 2025 · Amount on Record
Deed Document Number2025
Deed Book / Page2025 / 3154
Prior Transfer DateSep 25, 2015
Prior Transfer Doc00201506631
Record UpdatedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address907 CLARDY DR, COLUMBUS, MS 39702-3148
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020258541
DateApr 28, 2025
Book Page2025/8541
Lender
NameGEORGIA UNITED CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateApr 28, 2025
Property Address907 CLARDY DR, COLUMBUS, MS 39702-3148
Document Number0020253154
Book / Page2025 / 3154
Instrument DateApr 25, 2025
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 CLARDY DR, COLUMBUS, MS 39702-3148

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,076.00 (+1.22%) Homeowner's exemption Senior Citizen's exemption$16,174 (+13.81%)$161,740 (+13.81%) Land $18,000 Building $143,740
2024$1,063.00 (-1.3%)
2023$1,077.00 Homeowner's exemption Senior Citizen's exemption$14,211$142,110 Land $18,000 Building $124,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Nearby Flood Policies69 in force
Nearby Flood Claims126 (1979–2025)
Claims Outside the SFHA3 of 126
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Feb 1991 · 4 claims
  • Severe Storms, Tornadoes & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS LIGHT & WATER
serves 23,616 people · EPA ID MS0440003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

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