915 Clardy Dr, Columbus, MS 39702 Property Records

Lowndes County property record for 915 Clardy Dr, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,604 sqft · built 1987
Owner	2 Individual Names on Record
Tax Bill	$2,325 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55W190006804`

Property Details

APN / Parcel Number

Primary APN	`55W190006804`
Alternative APNs	`010479` `10479`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	3,604 sqft Adjusted Area
2nd Floor Area	868 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	010479
Street Address	915 CLARDY DR
City	COLUMBUS
State	MS
Zip	39702-3148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15,16,17 915 CLARDY DR
Legal Range	18W
Legal Township	18S
Legal Section	12
Legal Subdivision	UNREC SUBDIV
Legal Lot Number	15-17
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	500

Owner

Source: Lowndes County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	915 CLARDY DR, COLUMBUS, MS 39702-3148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MTG
Sep 9, 2019	Warranty Deed, Transfer
Feb 21, 2020	Correction Deed, Transfer REAL ESTATE CLOSING SERVICES LLC, REAL ESTATE CLOSING SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2020
Deed Sale	Feb 21, 2020
Prior Sale	Sep 9, 2019
Deed Document Number	0002020993
Deed Book / Page	2020 / 993
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	915 CLARDY DR, COLUMBUS, MS 39702-3148
Document Number	0020201422
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	915 CLARDY DR COLUMBUS MS 397023148, COLUMBUS, MS 39702-3148

Mortgage

Document Number	0020201422
Date	Nov 25, 2020
Book Page	002020/031422

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Sep 9, 2019
Property Address	915 CLARDY DR, COLUMBUS, MS 39702-3148
Document Number	0020196614
Book / Page	2019 / 6614
Instrument Date	Sep 3, 2019
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LOWNDES MS
Recording Date	Feb 21, 2020
Property Address	915 CLARDY DR, COLUMBUS, MS 39702-3148
Document Number	0020200993
Book / Page	002020 / 000993
Instrument Date	Mar 9, 2019
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	REAL ESTATE CLOSING SERVICES LLC, REAL ESTATE CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	915 CLARDY DR COLUMBUS MS 397023148, COLUMBUS, MS 39702-3148

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,259 (+13.73%)	$182,590 (+13.73%) Land $18,000 Building $164,590
2023	$2,325.00 Homeowner's exemption	$16,055	$160,550 Land $18,000 Building $142,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	126 (1979–2025)
Claims Outside the SFHA	3 of 126
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Feb 1991 · 4 claims Severe Storms, Tornadoes & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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