Lowndes County property record for 904 Clardy Dr, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,166 sqft · built 1988 |
| Lot Size | 0.466 acres (20,300 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $734 (2025) |
| Deeds & Mortgages | Mar 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 55W190007700 |
| Primary APN | 55W190007700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,166 sqft Adjusted Area |
| 1st Floor Area | 1,886 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,300 sqft (0.466 acres) |
| Lot Dimensions | 203 ft deep x 100 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 904 CLARDY DR |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-3149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE4 SW4 904 CLARDY DR |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | CLARDY SUBDIVISION |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 500 |
Source: Lowndes County assessment roll, as of October 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 902 CLARDY DR, COLUMBUS, MS 39702-3149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 |
| Deed Sale | Jul 30, 2025 |
| Prior Sale | Mar 23, 2020 · Amount on Record |
| Deed Book / Page | 2025 / 5774 |
| Prior Transfer Date | Jul 29, 2025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 904 CLARDY DR, COLUMBUS, MS 39702-3149 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020205874 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 2020/5874 |
| Name | BANKFIRST FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $734.00 (+1.24%) Homeowner's exemption Senior Citizen's exemption | $11,997 (+17.06%) | $119,970 (+17.06%) Land $12,000 Building $107,970 |
| 2024 | $725.00 (+61.47%) | ||
| 2023 | $449.00 Homeowner's exemption Senior Citizen's exemption | $10,249 | $102,490 Land $12,000 Building $90,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 126 (1979–2025) |
| Claims Outside the SFHA | 3 of 126 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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