906 Clardy Dr, Columbus, MS 39702 Property Records

Lowndes County property record for 906 Clardy Dr, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,895 sqft · built 1972
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,040 (Dec 2025)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55W190007600`

Property Details

APN / Parcel Number

Primary APN	`55W190007600`
Alternative APNs	`010489` `10489`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,895 sqft Adjusted Area
1st Floor Area	1,692 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	906 CLARDY DR
City	COLUMBUS
State	MS
Zip	39702-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE4 SW4 906 CLARDY DR
Legal Range	18W
Legal Township	18S
Legal Section	12
Legal Subdivision	CLARDY SUBDIVISION FIRST EXTENSION
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	500

Owner

Source: Lowndes County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	906 CLARDY DR, COLUMBUS, MS 39702-3149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Mar 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS NATIONAL BANK
Jan 22, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Aug 16, 2022
Deed Document Number	2025
Deed Book / Page	2025 / 9954
Prior Transfer Date	Aug 13, 2022
Prior Transfer Doc	0020226988
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	906 CLARDY DR, COLUMBUS, MS 39702-3149
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202529696
Date	Dec 19, 2025
Book Page	2025/29696

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	906 CLARDY DR, COLUMBUS, MS 39702-3149
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020226988
Date	Mar 24, 2022
Book Page	2022/6988

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWNDES MS
Recording Date	Jan 22, 2019
Property Address	906 CLARDY DR, COLUMBUS, MS 39702-3149
Document Number	0020190464
Book / Page	002019 / 000464
Instrument Date	Jan 22, 2019
Transaction Type	Transfer
Record Updated	Feb 6, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 CLARDY DR COLUMBUS MS 397023149, COLUMBUS, MS 39702-3149

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,892.00 (+1.23%)	$11,588 (+70.31%)	$77,250 (+13.54%) Land $12,000 Building $65,250
2024	$1,869.00
2023	Homeowner's exemption Senior Citizen's exemption	$6,804	$68,040 Land $12,000 Building $56,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	126 (1979–2025)
Claims Outside the SFHA	3 of 126
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Feb 1991 · 4 claims Severe Storms, Tornadoes & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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