906 3rd Ave, Monte Vista, CO 81144 Property Records

Rio Grande County property record for 906 3rd Ave, Monte Vista, CO 81144

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,442 sqft · built 1897
Lot Size	0.273 acres (11,925 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Apr 2023)
Tax Bill	$1,351 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R011220`

Property Details

APN / Parcel Number

Primary APN	`R011220`
Alternative APN	`3531339001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,442 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1897
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Lot Area	11,925 sqft (0.273 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R011220
Street Address	906 3RD AVE
City	MONTE VISTA
State	CO
Zip	81144-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION MONTE VISTA LOT 1-2-3 BLOCK 16
Legal Range	06
Legal Township	24
Legal Section	10
Legal Subdivision	MONTE VISTA
Legal Block	16
Legal Lot Number	1-3 2
Jurisdiction	RIO GRANDE CO
Township / Civil Division	MONTE VISTA
Census Block Group	3
Census Block	3060
Census Tract	976700

Owner

Source: Rio Grande County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	906 3RD AVE, MONTE VISTA, CO 81144-1419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Sep 29, 2021	Special Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 3, 2020	Deed of Trust, Mortgage · Commercial Mortgage SAN LUIS VALLEY FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Sep 29, 2021 · Amount on Record
Deed Document Number	202300449684
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIO GRANDE CO
Recording Date	Apr 24, 2023
Property Address	906 3RD AVE, MONTE VISTA, CO 81144-1419
Document Number	202300449684
Instrument Date	Apr 20, 2023
Instrument	202300449684
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ALLPINE TITLE, ALLPINE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$34.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	906 3RD AVE, MONTE VISTA, CO 81144-1419

Mortgage

Document Number	202300449685
Date	Apr 24, 2023
Instrument	202300449685

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RIO GRANDE CO
Recording Date	Sep 29, 2021
Property Address	906 3RD AVE, MONTE VISTA, CO 81144-1419
Document Number	605/3961
Book / Page	605 / 3961
Instrument Date	Sep 27, 2021
Instrument	202100444442
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	204 COTTONWOOD CIR, SALIDA, CO 81201-9631

Mortgage

Document Number	202100444443
Date	Sep 29, 2021
Instrument	202100444443

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIO GRANDE CO
Property Address	906 3RD AVE, MONTE VISTA, CO 81144-1419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 246, MONTE VISTA, CO 81144-0246

Mortgage

Document Number	601/1267
Date	Aug 3, 2020
Book Page	601/1267
Instrument	202000439523

Lender

Name	SAN LUIS VALLEY FEDERAL BANK
Type	Bank
Address	ALAMOSA, CO 81101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Rio Grande County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Rio Grande County
Municipality	Monte Vista City
Unified School District	Monte Vista School District C-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,351.00 (+19.88%)	$23,430 (+11.9%) Land $750 Building $22,680	$374,900 (+19.97%) Land $12,000 Building $362,900
2023	$1,127.00 (+3.02%)	$20,938 (+0.28%) Land $684 Building $20,254	$312,500 (+4.02%) Land $10,204 Building $302,296
2022	$1,094.00	$20,879 Land $834 Building $20,045	$300,411 Land $12,000 Building $288,411

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTE VISTA serves 4,600 people · EPA ID CO0153600
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ciello Fiber · Fixed Wireless	1,000 / 1,000
Jade Communications Fixed Wireless	500 / 25
Choice Broadband Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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