Rio Grande County property record for 604 3rd Ave, Monte Vista, CO 81144
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,709 sqft · built 1903 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Mar 2004) |
| Tax Bill | $1,272 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R010276 |
| Primary APN | R010276 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,709 sqft Total Area |
| Interior Walls | Plaster |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Heating System | Hot Water |
|---|
| Account Number | R010276 |
|---|---|
| Street Address | 604 3RD AVE |
| City | MONTE VISTA |
| State | CO |
| Zip | 81144-1118 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SUBDIVISION WEST SIDE ADDITION LOT 1-2 BLOCK 21 |
| Legal Range | 04 |
| Legal Township | 09 |
| Legal Section | 03 |
| Legal Subdivision | WEST SIDE ADDITION |
| Legal Block | 21 |
| Legal Lot Number | 1-2 2 |
| Jurisdiction | RIO GRANDE CO |
| Township / Civil Division | MONTE VISTA |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 976700 |
604 3rd Ave, a duplex, is owned and occupied by two individuals who bought it in March 2004.
Source: Rio Grande County records, as of February 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 3RD AVE, MONTE VISTA, CO 81144-1118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2004 · Amount on File |
| Deed Sale | Mar 9, 2004 · Amount on File |
| Deed Document Number | 381904 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 604 3RD AVE, MONTE VISTA, CO 81144-1118 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 604 3RD AVE, MONTE VISTA, CO 81144-1118 |
| Document Number | 202300450464 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 202300450464 |
| Name | SAN LUIS VALLEY FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | MONTE VISTA, CO 81144 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 30, 2038 |
The 2025 property tax bill for 604 3rd Ave was $1,272.
Source: Rio Grande County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Rio Grande County |
| Municipality | Monte Vista City |
| Unified School District | Monte Vista School District C-8 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,272.00 | $16,190 Land $810 Building $15,380 | $258,940 Land $12,940 Building $246,000 |
| 2023 | $1,074.00 (+12.46%) | $13,570 (+11.63%) Land $682 Building $12,888 | $202,540 (+13.3%) Land $10,177 Building $192,363 |
| 2022 | $955.00 | $12,156 Land $880 Building $11,276 | $178,762 Land $12,940 Building $165,822 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 604 3rd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Aug 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 604 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTE VISTA serves 4,600 people · EPA ID CO0153600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ciello Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Jade Communications Fixed Wireless | 500 / 25 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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