418 3rd Ave, Monte Vista, CO 81144 Property Records

Rio Grande County property record for 418 3rd Ave, Monte Vista, CO 81144

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,462 sqft · built 1906
Lot Size	0.148 acres (6,487 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Nov 2025)
Tax Bill	$974 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R010311`

Property Details

APN / Parcel Number

Primary APN	`R010311`
Alternative APN	`3336436014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,462 sqft Living Area
1st Floor Area	1,451 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	6,487 sqft (0.148 acres)
Garage Type	Detached
Garage Area	660 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R010311
Street Address	418 3RD AVE
City	MONTE VISTA
State	CO
Zip	81144-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	SUBDIVISION WEST SIDE ADDITION LOT E 65 FT 1-2-3-4 BLOCK 9
Legal Subdivision	WEST SIDE ADDITION
Legal Block	9
Legal Lot Number	1-4
Jurisdiction	RIO GRANDE CO
Township / Civil Division	MONTE VISTA
Census Block Group	4
Census Block	4048
Census Tract	976700

Owner

418 3rd Ave is owned by an individual who bought it in November 2025.

Source: Rio Grande County records, as of February 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 70, MONTE VISTA, CO 81144-0070
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	Dec 30, 2015 · Amount on File
Deed Document Number	2025457066
Prior Transfer Date	Dec 15, 2009
Prior Transfer Doc	00546/2816
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIO GRANDE CO
Recording Date	Nov 26, 2025
Property Address	418 3RD AVE, MONTE VISTA, CO 81144-1159
Document Number	202500457066
Instrument Date	Nov 24, 2025
Instrument	202500457066
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 70, MONTE VISTA, CO 81144-0070

Mortgage

Document Number	202500457067
Date	Nov 26, 2025
Instrument	202500457067

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 418 3rd Ave was $974, up 41.6% from the year before.

Source: Rio Grande County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Rio Grande County
Municipality	Monte Vista City
Unified School District	Monte Vista School District C-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$974.00 (+41.57%)	$12,395 (+34.83%) Land $535 Building $11,860	$198,305 (+44.53%) Land $8,605 Building $189,700
2024	$688.00 (-5.36%)	$9,193 (-) Land $412 Building $8,781	$137,205 (-) Land $6,143 Building $131,062
2023	$727.00 (+0.28%)	$9,193 (-0.47%) Land $412 Building $8,781	$137,205 (+3.24%) Land $6,143 Building $131,062
2022	$725.00	$9,236 Land $598 Building $8,638	$132,896 Land $8,605 Building $124,291

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 418 3rd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 418 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTE VISTA serves 4,600 people · EPA ID CO0153600
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ciello Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Jade Communications Fixed Wireless	500 / 25
Choice Broadband Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20