9053 Elm St, Willoughby, OH 44094 Property Records

Lake County property record for 9053 Elm St, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,356 sqft · built 1950
Lot Size0.348 acres (15,172 sqft)
OwnerCompany Name on Record
Last Sale$160,000 (Dec 2014)
Tax Bill$6,274 (2023)
Deeds & MortgagesNov 2021 Mortgage
Feb 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-A-006-A-00-018-0

Property Details

APN / Parcel Number

Primary APN20-A-006-A-00-018-0
Alternative APN
  • D 25

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,356 sqft Living Area
1st Floor Area960 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area15,172 sqft (0.348 acres)
Lot Dimensions82 ft deep x 185 ft wide
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberD 25
Street Address9053 ELM ST
CityWILLOUGHBY
StateOH
Zip44094-9243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 30 TRACT 1 PART OF S/L 17 & 18
Legal SubdivisionFIRST POWELL ALLOTMENT
Legal Tract1
Legal Block128
Legal Lot Number30 18
JurisdictionLAKE OH
Township / Civil DivisionKIRTLAND
Census Block Group1
Census Block1006
Census Tract203700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address9053 ELM ST, WILLOUGHBY, OH 44094-9243
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
MAGNOLIA BANK
Feb 21, 2024Intrafamily Transfer, Transfer
Aug 21, 2017Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2014 · Amount on Record
Deed SaleDec 30, 2014 · Amount on Record
Prior SaleDec 30, 2014 · Amount on Record
Deed Document Number0000032363
Last Transfer DateFeb 21, 2024
Transfer Doc0000003227
Record UpdatedJun 7, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address9053 ELM ST, WILLOUGHBY, OH 44094-9243
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040163
DateNov 15, 2021
Instrument2021R040163
Lender
NameMAGNOLIA BANK
TypeBank
AddressHODGENVILLE, KY 42748
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE OH
Recording DateFeb 21, 2024
Property Address9053 ELM ST, WILLOUGHBY, OH 44094-9243
Document Number0000003227
Map ReferenceVOL A PG 68
Instrument DateJan 24, 2024
Instrument2024R003227
Transaction TypeTransfer
Record UpdatedMar 1, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9053 ELM ST, KIRTLAND, OH 44094-9243

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address9053 ELM ST, WILLOUGHBY, OH 44094-9243
Document Number0000023236
Instrument DateAug 21, 2017
Transaction TypeMortgage
Record UpdatedSep 8, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9053 ELM ST WILLOUGHBY OH 440949243, WILLOUGHBY, OH 44094-9243

Mortgage

Document Number0000023236
DateAug 31, 2017
Instrument23236
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueAug 30, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityKirtland City
Unified School DistrictKirtland Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,274.00 (+100.64%) Homeowner's exemption$59,920 (-) Land $30,230 Building $29,690
2022$3,127.00 Homeowner's exemption$59,920 Land $30,230 Building $29,690
2021$171,190 Land $86,370 Building $84,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - MENTOR
private · serves 74,500 people · EPA ID OH4301511
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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