Lake County property record for 9015 Elm St, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 920 sqft · built 2017 |
| Lot Size | 0.606 acres (26,402 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $246,000 (Aug 2020) |
| Tax Bill | $11,637 (2023) |
| Deeds & Mortgages | Jun 2026 Transfer Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-A-006-B-00-020-0 |
| Primary APN | 20-A-006-B-00-020-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 920 sqft Living Area |
| Gross Area | 1,056 sqft |
| 1st Floor Area | 784 sqft |
| Attic | Attic |
| Attic Area | 100 sqft |
| Basement Area | 36 sqft |
| Family Room | Family Room |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,402 sqft (0.606 acres) |
| Lot Dimensions | 264 ft deep x 100 ft wide |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 72 sqft |
| Patio Area | 119 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 9015 ELM ST |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-9240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 30 TRACT 1 |
| Legal Subdivision | SECOND POWELL ALLOTMENT |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | KIRTLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 203700 |
Source: Lake County records, as of June 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 9015 ELM ST, KIRTLAND, OH 44094-9240 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 8, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 18, 2020 | Fiduciary Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on File |
| Deed Sale | Aug 18, 2020 · Amount on File |
| Prior Sale | May 11, 2017 · Amount on File |
| Deed Document Number | 202023049 |
| Prior Transfer Date | May 3, 2010 |
| Prior Transfer Doc | 0000014750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 8, 2026 |
| Property Address | 9015 ELM ST, WILLOUGHBY, OH 44094-9240 |
| Document Number | 0000012240 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202612240 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9015 ELM ST, WILLOUGHBY, OH 44094-9240 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 18, 2020 |
| Property Address | 9015 ELM ST, KIRTLAND, OH 44094-9240 |
| Document Number | 0000023049 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 2020R023049 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | ENTERPRISE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 9015 ELM ST, KIRTLAND, OH 44094-9240 |
| Document Number | 0000023050 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020R023050 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 11, 2017 |
| Property Address | 9015 ELM ST, KIRTLAND, OH 44094-9240 |
| Document Number | 0000012077 |
| Instrument Date | May 10, 2017 |
| Instrument | 12077 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,076.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9015 ELM ST KIRTLAND OH 440949240, KIRTLAND, OH 44094-9240 |
| Document Number | 12078 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 12078 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2047 |
| Document Number | 12258, |
|---|---|
| Date | May 11, 2017 |
| Instrument | 12258 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 10, 2018 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Kirtland City |
| Unified School District | Kirtland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132,670 (+19.38%) Land $28,210 Building $104,460 | $379,050 (+19.38%) Land $80,600 Building $298,450 | |
| 2023 | $11,637.00 (+102.07%) Homeowner's exemption | $111,130 (-) Land $24,410 Building $86,720 | |
| 2022 | $5,759.00 Homeowner's exemption | $111,130 Land $24,410 Building $86,720 | |
| 2021 | $317,510 Land $69,750 Building $247,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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