Lake County property record for 9042 Elm St, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,012 sqft · built 1900 |
| Lot Size | 0.746 acres (32,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Jun 2023) |
| Tax Bill | $6,742 (2023) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Sep 2021 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-A-006-A-00-019-0 |
| Primary APN | 20-A-006-A-00-019-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,012 sqft Living Area |
| Gross Area | 1,280 sqft |
| 1st Floor Area | 744 sqft |
| Basement Area | 268 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Old Style |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,500 sqft (0.746 acres) |
| Lot Dimensions | 250 ft deep x 130 ft wide |
| View / Lot | Extra Front |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 374 sqft |
| Deck Area | Deck Area |
| Patio Area | 96 sqft |
| Lean-To | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 9042 ELM ST |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-9243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 30 TRACT 1 PART OF S/L 19 20 & 21 |
| Legal Subdivision | LW POWELL ALLOTMENT |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | 30,19 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | KIRTLAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 203700 |
Source: Lake County assessment roll, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9042 ELM ST, WILLOUGHBY, OH 44094-9243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 20, 2021 | Warranty Deed, Transfer ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC |
| Sep 13, 2021 | Warranty Deed, Transfer ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC |
| Sep 13, 2021 | Quit Claim Deed, Transfer ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC |
| Jul 7, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Jul 15, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 6, 2023 · Amount on Record |
| Deed Sale | Jun 6, 2023 · Amount on Record |
| Prior Sale | Sep 13, 2021 · Amount on Record |
| Deed Document Number | 202310548 |
| Prior Transfer Date | Sep 17, 2021 |
| Prior Transfer Doc | 0000033041 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 6, 2023 |
| Property Address | 9042 ELM ST, WILLOUGHBY, OH 44094-9243 |
| Document Number | 0000010548 |
| Map Reference | VOL A PG 68 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023R010548 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9042 EHN STREET, WILLOUGHBY, OH 44094 |
| Document Number | 0000010549 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 2023R010549 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 20, 2021 |
| Property Address | 9042 ELM ST, WILLOUGHBY, OH 44094-9243 |
| Document Number | 0000033041 |
| Map Reference | VOL A PG 68 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021R033041 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9042 ELM ST, WILLOUGHBY, OH 44094-9243 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 13, 2021 |
| Property Address | 9042 ELM ST, WILLOUGHBY, OH 44094-9243 |
| Document Number | 0000032112 |
| Map Reference | VOL A PG 68 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2021R032112 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9042 ELM ST, WILLOUGHBY, OH 44094-9243 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 13, 2021 |
| Property Address | 9042 ELM ST, WILLOUGHBY, OH 44094-9243 |
| Document Number | 0000032111 |
| Map Reference | VOL A PG 68 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 2021R032111 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9042 ELM ST, WILLOUGHBY, OH 44094-9243 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 7, 2021 |
| Property Address | 9042 ELM ST, WILLOUGHBY, OH 44094-9243 |
| Document Number | 0000023146 |
| Map Reference | VOL A PG 68 |
| Instrument Date | Jul 3, 2021 |
| Instrument | 2021R023146 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9042 ELM ST, WILLOUGHBY, OH 44094-9243 |
| Name | Verified Name |
|---|---|
| Address | 5969 WEDGEWOOD DR, MENTOR ON THE LAKE, OH 44060-3046 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 15, 2021 |
| Property Address | 9042 ELM ST, WILLOUGHBY, OH 44094-9243 |
| Document Number | 0000024299 |
| Map Reference | VOL A PG 66 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021R024299 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Kirtland City |
| Unified School District | Kirtland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,150 (+33.79%) Land $36,670 Building $49,480 | $246,140 (+33.79%) Land $104,780 Building $141,360 | |
| 2023 | $6,742.00 (-0.95%) Homeowner's exemption | $64,390 (-) Land $31,740 Building $32,650 | |
| 2022 | $6,807.00 | $64,390 Land $31,740 Building $32,650 | |
| 2021 | $183,970 Land $90,680 Building $93,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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