905 E Main St, Eaton, OH 45320 Property Records

Preble County property record for 905 E Main St, Eaton, OH 45320 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,802 sqft · built 1910
Lot Size	0.476 acres (20,735 sqft)
Owner	Individual Name on File
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-067-01-017-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-067-01-017-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,802 sqft Living Area
1st Floor Area	1,034 sqft
2nd Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Shingle
Lot Area	20,735 sqft (0.476 acres)
Lot Dimensions	413 ft deep x 50 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	905 E MAIN ST
City	EATON
State	OH
Zip	45320-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUTLOT 54 E PT
Legal Subdivision	EATON
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	1
Census Block	1002
Census Tract	455001

Owner

Source: Preble County records · APN M40-0006-067-01-017-000

Assessment roll updated March 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8266 MOUNT MCKINLEY DR, DAYTON, OH 45424-2072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer · USDA Mortgage HOMETOWN EQUITY MORTGAGE
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage CONSUMER REAL ESTATE FINANCE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2023
Deed Sale	Oct 31, 2023
Prior Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	20234311
Deed Book / Page	450 / 984
Prior Transfer Date	Apr 25, 2013
Prior Transfer Doc	329/0490
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Oct 31, 2023
Property Address	905 E MAIN ST, EATON, OH 45320-2202
Document Number	000450/984
Book / Page	450 / 984
Instrument Date	Oct 30, 2023
Instrument	202300004311
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	HOMESERVICES TITLE, HOME SERVICES TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 E MAIN ST, EATON, OH 45320-2202

Mortgage

Document Number	202300004312
Date	Oct 31, 2023
Instrument	202300004312

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Jul 27, 2021
Property Address	905 E MAIN ST, EATON, OH 45320-2202
Document Number	422/864
Book / Page	422 / 864
Instrument Date	Jun 10, 2021
Instrument	202100004286
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$401.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 E MAIN ST, 905, EATON, OH 45320-2202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	905 E MAIN ST, EATON, OH 45320-2202

Mortgage

Document Number	202100004287
Date	Jul 27, 2021
Instrument	202100004287

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Preble County records · Assessment roll updated March 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,870.00 (+1.19%) Homeowner's exemption	$52,330 (-) Land $10,470 Building $41,860
2024	$1,848.00 (-14.44%) Homeowner's exemption	$52,330 (-) Land $10,470 Building $41,860
2023	$2,160.00 (+31.95%) Homeowner's exemption	$52,330 (+37.39%) Land $10,470 Building $41,860	$149,500 (-) Land $29,900 Building $119,600
2022	$1,637.00 Homeowner's exemption	$38,090 Land $9,700 Building $28,390
2020			$149,500 Land $29,900 Building $119,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Preble County (39135C), updated May 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391354550011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 3% of the US · above 15% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 264 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Omni Fiber	Fiber	10,000 / 10,000
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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