904 Saint John St, Elgin, IL 60120 Property Records

Kane County property record for 904 Saint John St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 616 sqft · built 1918
Lot Size	0.132 acres (5,763 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,195 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-12-154-016`

Property Details

APN / Parcel Number

Primary APN	`06-12-154-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	616 sqft Living Area
Gross Area	1,232 sqft
1st Floor Area	616 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Frame
Lot Area	5,763 sqft (0.132 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	904 SAINT JOHN ST
City	ELGIN
State	IL
Zip	60120-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOULEVARD ADDN THE NORTH 51 FT OF LOTS 7 & 8 EXCEPT THE EASTERLY 1/2 OF VACATED ALLEY & ADJ TO THE WESTERLY BOUNDRY OF LOT 8 BLOCK 2
Legal Subdivision	BOULEVARD ADDN
Legal Block	2
Legal Lot Number	7,8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 SAINT JOHN ST, ELGIN, IL 60120-2938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit BANTERRA BANK
Nov 10, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 12, 2022
Transfer Doc	0000054508
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	904 SAINT JOHN ST, ELGIN, IL 60120-2938
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058515
Date	Dec 13, 2022
Instrument	2022K058515

Lender

Name	BANTERRA BANK
Type	Bank
Address	MARION, IL 62959

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 10, 2022
Property Address	904 SAINT JOHN ST, ELGIN, IL 60120-2938
Document Number	0000054508
Instrument Date	Oct 12, 2022
Instrument	2022K054508
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	904 SAINT JOHN ST, ELGIN, IL 60120-2938

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,195.00 (+15.72%) Homeowner's exemption	$49,888 (+8.57%) Land $14,096 Building $35,792	$149,724 (+8.57%) Land $42,305 Building $107,419
2024		$45,950 (+21.39%) Land $12,983 Building $32,967	$137,905 (+21.44%) Land $38,965 Building $98,941
2022	$2,761.00 (+5.3%) Homeowner's exemption	$37,852 (+6.96%) Land $10,695 Building $27,157	$113,556 (+6.96%) Land $32,085 Building $81,471
2021	$2,622.00 Homeowner's exemption	$35,389 Land $9,999 Building $25,390	$106,167 Land $29,997 Building $76,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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