844 Saint John St, Elgin, IL 60120 Property Records

Kane County property record for 844 Saint John St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,809 sqft · built 1920
Lot Size	0.263 acres (11,435 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Apr 2024)
Tax Bill	$7,127 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-12-158-016`

Property Details

APN / Parcel Number

Primary APN	`06-12-158-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,809 sqft Living Area
Gross Area	3,030 sqft
Basement Area	1,221 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	11,435 sqft (0.263 acres)
Garage Type	Detached
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	844 SAINT JOHN ST
City	ELGIN
State	IL
Zip	60120-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONGDONS ADDN LOT 11 BLOCK 1
Legal Subdivision	CONGDONS ADDN
Legal Block	1
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2005
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	844 SAINT JOHN ST, ELGIN, IL 60120-2936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Warranty Deed, Transfer · Conventional Mortgage KANE COUNTY BANK & TRUST CO
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Deed Document Number	202412204
Prior Transfer Date	Jul 21, 1994
Prior Transfer Doc	0000063656
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 15, 2024
Property Address	844 SAINT JOHN ST, ELGIN, IL 60120-2936
Document Number	0000012204
Instrument Date	Mar 29, 2024
Instrument	2024K012204
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 SAINT JOHN ST, ELGIN, IL 60120-2936

Mortgage

Document Number	0000012205
Date	Apr 15, 2024
Instrument	2024K012205

Lender

Name	KANE COUNTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

Interest

Rate	6.12%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	844 SAINT JOHN ST, ELGIN, IL 60120-2936
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003948
Date	Jan 19, 2021
Instrument	2021K003948

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,127.00 (+15.85%)	$101,426 (+8.57%) Land $21,585 Building $79,841	$304,400 (+8.57%) Land $64,781 Building $239,619
2024		$93,420 (+21.39%) Land $19,881 Building $73,539	$280,372 (+21.44%) Land $59,667 Building $220,705
2022	$6,152.00 (+4.57%) Homeowner's exemption	$76,956 (+6.96%) Land $16,377 Building $60,579	$230,868 (+6.96%) Land $49,131 Building $181,737
2021	$5,883.00 Homeowner's exemption	$71,948 Land $15,311 Building $56,637	$215,844 Land $45,933 Building $169,911

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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