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920 Saint John St, Elgin, IL 60120 Property Records

Kane County property record for 920 Saint John St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1878
Square Footage1,009 sqft Living Area
Lot Size7,854 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$202,000 (2025)
Tax Bill$4,808.00 (2025)

Owner

Source: Kane County records · APN 06-12-154-014

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address920 SAINT JOHN ST, ELGIN, IL 60120-2938
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
ILLIANA FINANCIAL CU
Oct 20, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUILD MORTGAGE CO
Oct 11, 2019Deed of Trust, Mortgage · Stand Alone Second Mortgage
ILLIANA FINANCIAL CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2025 · Amount on Record
Deed SaleOct 20, 2025 · Amount on Record
Prior SaleMar 04, 2015 · Amount on Record
Record RefreshedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address920 SAINT JOHN ST, ELGIN, IL 60120-2938
Transaction TypeMortgage
Record UpdatedOct 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046725
DateSep 20, 2022
Instrument2022K046725
Lender
NameILLIANA FINANCIAL CU
TypeCredit Union
AddressCALUMET CITY, IL 60409
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueAug 11, 2037

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 20, 2025
Property Address920 SAINT JOHN ST, ELGIN, IL 60120-2938
Document Number0000041073
Instrument DateOct 09, 2025
Instrument2025K041073
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyALLIANCE TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$202.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address305 WING PARK BLVD, ELGIN, IL 60123-3342

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 SAINT JOHN ST, ELGIN, IL 60120-2938

Mortgage

Document Number0000041074
DateOct 20, 2025
Instrument2025K041074
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address920 SAINT JOHN ST, ELGIN, IL 60120-2938
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048355
DateOct 11, 2019
Instrument2019K048355
Lender
NameILLIANA FINANCIAL CU
TypeCredit Union
AddressCALUMET CITY, IL 60409
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2034

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,808.00 (+20.05%) Homeowner's exemption
2024$4,005.00 (+10.45%) Homeowner's exemption$58,055 (+21.4%) Land $18,750 Building $39,305$174,235 (+21.44%) Land $56,273 Building $117,962
2022$3,626.00 (+5.01%) Homeowner's exemption$47,823 (+6.96%) Land $15,445 Building $32,378$143,469 (+6.96%) Land $46,335 Building $97,134
2021$3,453.00 Homeowner's exemption$44,711 Land $14,440 Building $30,271$134,133 Land $43,320 Building $90,813

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-12-154-014

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,009 sqft Living Area
1st Floor1,009 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1878
Effective Year BuiltEffective 1878
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area7,854 sqft (0.18 acres)
Depth X Width119 ft x 66 ft Depth x Width

Location & Zoning

Street Address920 SAINT JOHN ST
CityELGIN
StateIL
Zip60120-2938
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBOULEVARD ADDN LOT 5 & EASTERLY 1/2 OF VACATED ALLEY ADJ LOT ON WESTERLY LINE BLOCK 2
Legal SubdivisionBOULEVARD ADDN
Legal Block2
Legal Lot Number5
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2000
Census Tract850800

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