Kane County property record for 845 Saint John St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1898 |
| Square Footage | 1,444 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2022) |
| Tax Bill | $6,075.00 (2025) |
| Primary APN | 06-12-180-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,444 sqft Living Area |
| Gross Area | 2,166 sqft Gross Area |
| Basement Area | 722 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 132 ft x 66 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Heating System | Gas Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 845 SAINT JOHN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2935 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CONGDONS 2ND ADDN LOT 3 BLOCK 5 |
| Legal Subdivision | CONGDONS 2ND ADDN |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 5 |
| Census Block | 5005 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-180-004
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 845 SAINT JOHN ST, ELGIN, IL 60120-2935 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Feb 05, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Dec 14, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Apr 22, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Mar 06, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2022 · Amount on Record |
| Deed Sale | Dec 14, 2022 · Amount on Record |
| Prior Sale | Mar 06, 2019 · Amount on Record |
| Prior Transfer Date | Sep 04, 2012 |
| Prior Transfer Doc | 0000060555 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 845 SAINT JOHN ST, ELGIN, IL 60120-2935 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 845 SAINT JOHN ST, ELGIN, IL 60120-2935 |
| Document Number | 0000003811 |
|---|---|
| Date | Feb 05, 2024 |
| Instrument | 2024K003811 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 14, 2022 |
| Property Address | 845 SAINT JOHN ST, ELGIN, IL 60120-2935 |
| Document Number | 0000058686 |
| Instrument Date | Dec 06, 2022 |
| Instrument | 2022K058686 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 N LYLE AVE, ELGIN, IL 60123-2606 |
| Document Number | 0000058687 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022K058687 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 845 SAINT JOHN ST, ELGIN, IL 60120-2935 |
| Document Number | 0000021676 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 845 SAINT JOHN ST ELGIN IL 601202935, ELGIN, IL 60120-2935 |
| Document Number | 0000021676 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 21676 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 06, 2019 |
| Property Address | 845 SAINT JOHN ST, ELGIN, IL 60120-2935 |
| Document Number | 0000008715 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 2019K008715 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 33 CRIGHTON AVE, ELGIN, IL 60123-5301 |
| Document Number | 0000008716 |
|---|---|
| Date | Mar 06, 2019 |
| Instrument | 2019K008716 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
| Rate | 4.87% |
|---|
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,075.00 (+15.82%) Homeowner's exemption | ||
| 2024 | $80,719 (+21.39%) Land $18,065 Building $62,654 | $242,254 (+21.44%) Land $54,217 Building $188,037 | |
| 2022 | $5,245.00 (+4.67%) Homeowner's exemption | $66,493 (+6.96%) Land $14,881 Building $51,612 | $199,479 (+6.96%) Land $44,643 Building $154,836 |
| 2021 | $5,011.00 Homeowner's exemption | $62,167 Land $13,913 Building $48,254 | $186,501 Land $41,739 Building $144,762 |
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